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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A) FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH (B) FORM 10-Q.
</LEGEND>
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 47378205
<INT-BEARING-DEPOSITS> 11379036
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 343892579
<INVESTMENTS-CARRYING> 82594259
<INVESTMENTS-MARKET> 80622071
<LOANS> 1720276815
<ALLOWANCE> 7818526
<TOTAL-ASSETS> 2322131080
<DEPOSITS> 1684500404
<SHORT-TERM> 176865000
<LIABILITIES-OTHER> 24847495
<LONG-TERM> 297097559
0
0
<COMMON> 36534227
<OTHER-SE> 102286395
<TOTAL-LIABILITIES-AND-EQUITY> 2322131080
<INTEREST-LOAN> 35146246
<INTEREST-INVEST> 6679742
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<INTEREST-TOTAL> 41825988
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<INTEREST-EXPENSE> 26819131
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<INCOME-PRETAX> 8995771
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<NET-INCOME> 5790411
<EPS-BASIC> 0.32
<EPS-DILUTED> 0.32
<YIELD-ACTUAL> 7.77
<LOANS-NON> 1199000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 5200000
<ALLOWANCE-OPEN> 7663529
<CHARGE-OFFS> 147490
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<ALLOWANCE-CLOSE> 7818526
<ALLOWANCE-DOMESTIC> 7818526
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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