May 13, 1994
Dear Shareholder:
The proxy form sent to you with the annual report has not been
received by us. We are anxious to have all stock represented at
our meeting. Even though you plan to attend in person, it is
still important that you send in your proxy. The proxy can be
revoked prior to or at the meeting and you can vote your shares
in person.
We hope you will attend this meeting. However, please sign the
duplicate proxy we have provided and return in the enclosed
envelope. If stock is registered in the name of two or more
persons, each must sign whether it states "and" or "or." If one
party is deceased, please write "deceased" on the proxy. If you
have already mailed your proxy, please disregard this notice.
If you have any questions regarding the meeting or your proxy,
please feel free to call 916-786-1111 or 786-1112.
Sincerely,
ROBERT L. DOYLE
Chairman of the Board
RLD:va
Enclosures
