CENTRAL JERSEY FINANCIAL CORP
15-12G, 1996-12-10
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                     FORM 15

   Certification and Notice of Termination of Registration under Section 12(g)
  of the Securities Exchange Act of 1934 or Suspension of Duty to File Reports
    Under Sections 13 and 15(d) of the Securities and Exchange Act of 1934.


                         Commission File Number 0-17839
                                                -------

                      Central Jersey Financial Corporation
- --------------------------------------------------------------------------------
             (Exact Name of registrant as specified in its charter)

       591 Cranbury Road, East Brunswick, New Jersey 08816; (908)-254-6600
- --------------------------------------------------------------------------------
               (Address, including zip code, and telephone number,
                      including area code, of registrant's
                          principal executive offices)

                           Common Stock, no par value
- --------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)

                                      None
- --------------------------------------------------------------------------------
             (Titles of all other classes of securities for which a
           duty to file reports under Section 13(a) or 15(d) remains)

         Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

          Rule 12g-4(a)(1)(i)      [X]       Rule 12h-3(b)(1)(ii)     [ ]
          Rule 12g-4(a)(1)(ii)     [ ]       Rule 12h-3(b)(2)(i)      [ ]
          Rule 12g-4(a)(2)(i)      [ ]       Rule 12h-3(b)(2)(ii)     [ ]
          Rule 12g-4(a)(2)(ii)     [ ]
          Rule 12h-3(b)(1)(i)      [ ]       Rule 15d-6               [ ]

         Approximate number of holders of record as of the certification or
notice date:

                            0
         -----------------------------------

         Pursuant to the requirements of the Securities Exchange Act of 1934,
Central Jersey Financial Corporation has caused this certification/notice to be
signed on its behalf by the undersigned duly authorized person.

DATE: December 10, 1996          BY: /s/  Dennis A.  Williams
      -----------------             --------------------------------------------
                                    Senior Vice President,
                                    Summit Bancorp., successor through merger to
                                    Central Jersey Financial Corporation


Instruction: This form is required by Rules 12g-4 12h-3 and 15d-6 of the General
Rules and Regulations under the Securities Exchange Act of 1934. The registrant
shall file with the Commission three copies of Form 15, one of which shall be
manually signed. It may signed by an officer of the registrant, by counsel or by
any other duly authorized person. The name and title of the person signing the
form shall be typed or printed under the signature.


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