U. S. SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
__________________________________________________
FORM 12b-25
NOTIFICATION OF LATE FILING
FORM 10-QSB
QUARTERLY REPORT UNDER SECTION 13 OR
15 (D) OF THE SECURITIES EXCHANGE
ACT OF 1934
For the Quarterly Period Ended June 30, 1998
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CITRUS FINANCIAL SERVICES, INC.
(Exact Name of registrant as specified in its charter)
33-29696-A 65-0136594
(Commission File Number) (I.R.S. Employer Identification No.)
1717 Indian River Boulevard
Suite 100
Vero Beach, Florida 32960
(Address of Principal Executive Offices) (Zip Code)
__________________________________________________
(561) 778-4100
(Registrant's telephone number including area code)
__________________________________________________
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Part III - Narrative
On August 13, 1998 the June 30, 1998 10-QSB was filed using EDGARlink
software. Prior to transmitting, a routine error check was performed which
the document passed according to EDGARlink. The document was filed and an
accession number received. To our knowledge there was no problem and the
filing was timely.
On August 26, 1998 we were notified by our Accountant that our filing
did not appear on EDGAR as filed. When checking with the EDGAR support
department, it was discovered that they had no record of our accession number.
The file was re-transmitted and when it was received by the EDGAR support
department we were informed that it contained a "TEST" tagline. This is what
caused our original filing to be suspended and "dropped" off the system. The
invalid tagline was deleted and the filing re-transmitted again. EDGAR
support then informed us that the filing had been received and disseminated.
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Part IV - Other Information
1) Name and telephone number of person to contact in regard to this
notification:
Henry O. Speight (561) 778-4100
Chief Financial Officer
2) Have all other periodic reports required under section 13 or 15(d) of
the Securities Exchange Act of 1934 or section 30 of the Investment
Company Act of 1940 during the preceding 12 months or for such shorter
period that the registrant was required to file such report(s) been
filed? If the answer is no, identify report(s).
[ X ] Yes [ ] No
3) Is it anticipated that any significant change in results of operations
from the corresponding period for the last fiscal year will be reflected
by the earnings statements to be included in the subject report or
portion thereof?
[ ] Yes [ X ] No
If so, attach an explanation of the anticipated change, both narratively
and quantitatively, and, if appropriate, state the reasons why a reasonable
estimate of the results cannot be made.
_________________________________________________________________
CITRUS FINANCIAL SERVICES, INC.
(Name of Registrant as specified in charter)
has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.
Date August 28, 1998 By: /s/
Henry O. Speight
Chief Financial Officer
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