CITRUS FINANCIAL SERVICES INC, RW, 1999-12-30

CITRUS FINANCIAL SERVICES INC
RW, 1999-12-30
NATIONAL COMMERCIAL BANKS

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TYPE: RW

                           APPLICATION FOR WITHDRAWAL
                                       OF
                        CITRUS FINANCIAL SERVICES, INC.'S
                      REGISTRATION STATEMENT NO. 333-67613

         Citrus Financial Services,  Inc., pursuant to 17 C.F.R. 230.477,  files
this application to withdraw its  Registration  Statement  333-67613,  which was
declared effective on May 3, 1999, as amended by Post-Effective  Amendment No. 1
dated  October 15, 1999,  and  Post-Effective  Amendment No. 2 dated October 28,
1999.
         Citrus is withdrawing its Registration  Statement  because it no longer
intends  to  sell  the  common  stock  registered  therein  due to  current  and
foreseeable market conditions.

                                                 CITRUS FINANCIAL SERVICES, INC.



Date:     December 30, 1999                      By: /s/ John Cox, Jr.
        -----------------------                      -----------------
                                                         Josh Cox, Jr.,
                                                         President and Chief
                                                         Executive Officer