WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 7
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 06-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 638,288
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 372
<MORTGAGE> 6,763
<REAL-ESTATE> 4,681
<TOTAL-INVEST> 689,063
<CASH> 1,953
<RECOVER-REINSURE> 46,234
<DEFERRED-ACQUISITION> 112,648<F1>
<TOTAL-ASSETS> 1,381,440
<POLICY-LOSSES> 773,626
<UNEARNED-PREMIUMS> 0
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 31,600
6,530
0
<COMMON> 62,438
<OTHER-SE> 8,641<F2>
<TOTAL-LIABILITY-AND-EQUITY> 1,381,440
7,660
<INVESTMENT-INCOME> 22,011
<INVESTMENT-GAINS> (2,155)
<OTHER-INCOME> 9,302<F3>
<BENEFITS> 33,848<F4>
<UNDERWRITING-AMORTIZATION> 4,220
<UNDERWRITING-OTHER> 0
<INCOME-PRETAX> 2,970
<INCOME-TAX> 597
<INCOME-CONTINUING> 2,373
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,373
<EPS-BASIC> .30<F5>
<EPS-DILUTED> .30<F5>
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
<FN>
<F1>INCLUDES $24,251 OF PRESENT VALUE OF FUTURE PROFITS.
<F2>INCLUDES RETAINED EARNINGS OF $16,837 AND OTHER
COMPREHENSIVE INCOME OF ($8,196).
<F3>INCLUDES POLICY CHARGES OF $4,012 AND FEES
FROM SEPERATE ACCOUNTS OF $2,480.
<F4>INCLUDES BENEFITS AND CLAIMS OF $9,525 AND INTEREST
CREDITED ON FINANCIAL PRODUCTS OF $11,169.
<F5>EPS DATA DOES NOT INCLUDE REDUCTIONS FOR PREFERRED STOCK DIVIDENDS.
</FN>
</TABLE>
