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Previous: PAMRAPO BANCORP INC, 10-Q, EX-11, 2000-08-14 |
Next: INTERPORE INTERNATIONAL /CA/, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 14,364,991
<INT-BEARING-DEPOSITS> 4,569,471
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 5,887,125
<INVESTMENTS-CARRYING> 130,105,327
<INVESTMENTS-MARKET> 126,347,000
<LOANS> 285,407,184
<ALLOWANCE> 2,088,492
<TOTAL-ASSETS> 452,461,212
<DEPOSITS> 371,194,857
<SHORT-TERM> 25,800,676
<LIABILITIES-OTHER> 9,052,597
<LONG-TERM> 0
0
0
<COMMON> 34,500
<OTHER-SE> 46,378,582
<TOTAL-LIABILITIES-AND-EQUITY> 452,461,212
<INTEREST-LOAN> 11,300,044
<INTEREST-INVEST> 4,139,415
<INTEREST-OTHER> 837,264
<INTEREST-TOTAL> 16,276,723
<INTEREST-DEPOSIT> 1,494,770
<INTEREST-EXPENSE> 7,326,853
<INTEREST-INCOME-NET> 8,949,870
<LOAN-LOSSES> 120,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,151,797
<INCOME-PRETAX> 3,427,343
<INCOME-PRE-EXTRAORDINARY> 3,427,343
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,181,927
<EPS-BASIC> .82
<EPS-DILUTED> .82
<YIELD-ACTUAL> 7.66
<LOANS-NON> 2,904,000
<LOANS-PAST> 1,421,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 2,048,233
<ALLOWANCE-OPEN> 2,000,000
<CHARGE-OFFS> 58,561
<RECOVERIES> 7,060
<ALLOWANCE-CLOSE> 2,088,492
<ALLOWANCE-DOMESTIC> 428,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,660,492
</TABLE>
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