<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000854395
<NAME> FIRST FEDERAL FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C> <C> <C>
<PERIOD-TYPE> YEAR YEAR YEAR
<FISCAL-YEAR-END> JUN-30-2000 JUN-30-1999 JUN-30-1998
<PERIOD-START> JUL-01-1999 JUL-01-1998 JUL-01-1997
<PERIOD-END> JUN-30-2000 JUN-30-1999 JUN-30-1998
<EXCHANGE-RATE> 1.000 1.000 1.000
<CASH> 11,310,438 10,257,162 4,992,588
<INT-BEARING-DEPOSITS> 3,668,498 1,634,475 4,157,124
<FED-FUNDS-SOLD> 0 0 0
<TRADING-ASSETS> 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 2,047,642 2,935,979 1,934,412
<INVESTMENTS-CARRYING> 43,133,967 44,404,392 24,639,484
<INVESTMENTS-MARKET> 43,242,183 46,460,965 26,869,573
<LOANS> 471,231,319 400,360,402 354,934,659
<ALLOWANCE> 2,252,062 2,107,994 1,852,576
<TOTAL-ASSETS> 560,784,822 488,303,774 409,651,269
<DEPOSITS> 423,758,955 399,443,439 306,702,649
<SHORT-TERM> 80,338,550 25,894,127 43,248,855
<LIABILITIES-OTHER> 5,006,236 5,104,046 5,011,378
<LONG-TERM> 0 0 0
0 0 0
0 0 0
<COMMON> 3,755,761 4,121,112 4,129,612
<OTHER-SE> 47,925,320 53,741,050 50,558,775
<TOTAL-LIABILITIES-AND-EQUITY> 560,784,822 488,303,774 409,651,269
<INTEREST-LOAN> 35,316,819 31,895,805 29,338,526
<INTEREST-INVEST> 3,225,633 3,600,283 1,843,413
<INTEREST-OTHER> 0 0 0
<INTEREST-TOTAL> 38,542,452 35,496,088 31,181,939
<INTEREST-DEPOSIT> 18,073,392 17,180,146 13,676,525
<INTEREST-EXPENSE> 20,873,468 18,481,242 16,058,609
<INTEREST-INCOME-NET> 17,668,984 17,014,846 15,123,330
<LOAN-LOSSES> 399,500 314,000 265,000
<SECURITIES-GAINS> 456,926 351,753 375,356
<EXPENSE-OTHER> 12,690,904 11,706,048 8,082,486
<INCOME-PRETAX> 8,455,703 8,949,092 9,636,214
<INCOME-PRE-EXTRAORDINARY> 8,455,703 8,949,092 9,636,214
<EXTRAORDINARY> 0 0 0
<CHANGES> 0 0 0
<NET-INCOME> 5,663,342 5,978,801 6,334,217
<EPS-BASIC> 1.45 1.45 1.53
<EPS-DILUTED> 1.44 1.44 1.52
<YIELD-ACTUAL> 8.07 8.26 8.53
<LOANS-NON> 1,307,000 2,381,000 2,057,000
<LOANS-PAST> 0 0 0
<LOANS-TROUBLED> 0 0 0
<LOANS-PROBLEM> 1,562,000 2,529,000 2,128,000
<ALLOWANCE-OPEN> 2,107,994 1,852,576 1,714,512
<CHARGE-OFFS> 265,302 280,049 147,985
<RECOVERIES> 9,870 26,067 21,049
<ALLOWANCE-CLOSE> 2,252,062 2,107,994 1,852,576
<ALLOWANCE-DOMESTIC> 0 0 0
<ALLOWANCE-FOREIGN> 0 0 0
<ALLOWANCE-UNALLOCATED> 2,252,062 2,107,994 1,852,576
</TABLE>