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Previous: FIRST FEDERAL FINANCIAL CORPORATION OF KENTUCKY, 10-Q, 2000-11-13 |
Next: MARATHON FINANCIAL CORP, 10QSB, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
(This schedule contains summary financial information extracted from the
registrant's unaudited consolidated financial statements for the three months
ended September 30, 2000 and 1999 and is qualified in its entirety by reference
to such financial statements.)
</LEGEND>
<CIK> 0000854395
<NAME> FIRST FEDERAL FINANCIAL CORP. OF KENTUCKY
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 3-MOS
<FISCAL-YEAR-END> JUN-30-2001 JUN-30-2000
<PERIOD-START> JUL-01-2000 JUL-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<EXCHANGE-RATE> 1.000 1.000
<CASH> 12,018 8,528
<INT-BEARING-DEPOSITS> 4,469 7,246
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 2,038 2,585
<INVESTMENTS-CARRYING> 43,115 38,331
<INVESTMENTS-MARKET> 43,664 39,791
<LOANS> 490,278 417,086
<ALLOWANCE> 2,311 2,157
<TOTAL-ASSETS> 582,699 499,575
<DEPOSITS> 429,610 400,995
<SHORT-TERM> 95,142 37,471
<LIABILITIES-OTHER> 5,600 6,268
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 3,755 3,973
<OTHER-SE> 48,592 50,868
<TOTAL-LIABILITIES-AND-EQUITY> 582,699 499,575
<INTEREST-LOAN> 9,977 8,286
<INTEREST-INVEST> 841 814
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 10,818 9,100
<INTEREST-DEPOSIT> 5,198 4,241
<INTEREST-EXPENSE> 6,603 4,633
<INTEREST-INCOME-NET> 4,215 4,467
<LOAN-LOSSES> 195 89
<SECURITIES-GAINS> 345 153
<EXPENSE-OTHER> 3,256 2,998
<INCOME-PRETAX> 2,077 2,342
<INCOME-PRE-EXTRAORDINARY> 2,077 2,342
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 1,389 1,573
<EPS-BASIC> 0.37 0.39
<EPS-DILUTED> 0.37 0.38
<YIELD-ACTUAL> 8.00 7.78
<LOANS-NON> 1,900 2,447
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 1,900 3,434
<ALLOWANCE-OPEN> 2,252 2,108
<CHARGE-OFFS> 143 43
<RECOVERIES> 7 3
<ALLOWANCE-CLOSE> 2,311 2,157
<ALLOWANCE-DOMESTIC> 2,311 2,157
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 2,311 2,157
</TABLE>
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