Exhibit 23.2
CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
We hereby consent to the inclusion in this Registration Statement on Form S-4 of
our report dated January 14, 2000, on the consolidated balance sheets of
Marathon Financial Corporation as of December 31, 1999 and 1998, and the related
consolidated statements of earnings, stockholders' equity and cash flows for
each of the years in the three year period ended December 31, 1999. We also
consent to the reference of our firm in the "Experts" section of the Form S-4
Registration Statement.
/s/ Yount, Hyde & Barbour, P.C.
Winchester, Virginia
July 19, 2000
