MARATHON FINANCIAL CORP
S-4, EX-23, 2000-07-20
NATIONAL COMMERCIAL BANKS
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                                                                    Exhibit 23.5

                                 July 19, 2000


                          CONSENT OF INVESTMENT BANKERS


Wayne A. Whitham, Jr., Esq.
Williams, Mullen, Clark & Dobbins
1021 East Cary Street
Richmond, VA  23219

Gentlemen:

         We consent to the use,  quotation and summarization in the Registration
Statement on Form S-4 of our fairness  opinion  dated June ___, 2000 rendered to
the Board of Directors of Rockingham Heritage Bank in connection with its merger
with Marathon Financial  Corporation and the use of our name, and the statements
with respect to us, appearing in the Registration Statement.

                                                  Sincerely,

                                                  /s/ Scott & Stringfellow, Inc.



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