EXHIBIT 23.1
CONSENT OF INDEPENDENT AUDITORS
The Board of Directors
MAF Bancorp, Inc.:
We consent to incorporation by reference in the registration statement on Form
S-8 of MAF Bancorp, Inc., of our report dated January 26, 2000, relating to the
consolidated statements of financial condition of MAF Bancorp, Inc. and
subsidiaries as of December 31, 1999 and 1998, and the related consolidated
statements of operations, changes in stockholders' equity and cash flows for
each of the years in the three-year period ended December 31, 1999, which report
appears in the December 31, 1999, annual report on Form 10-K of MAF Bancorp,
Inc.
/s/ KPMG LLP
Chicago, Illinois
July 7, 2000
