UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-Q/A
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the Quarter Ended April 30, 1996
Commission file number 1-12006
FINANCIAL FEDERAL CORPORATION
(Exact name of registrant as specified in its charter)
Nevada 88-0244792
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification Number)
400 Park Avenue, New York, NY 10022
(Address of principal executive offices) (Zip code)
(212) 888-3344
(Registrant's telephone number, including area code)
(Former name, former address and former fiscal year, if changed since last
report.)
Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that
the registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days. Yes X No
9,960,422 Shares of Common Stock, $.50 par value, outstanding as of June
11, 1996
Page 1 of 16
Index to exhibits is located on page 15
<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET OF FINANCIAL FEDERAL CORPORATION AND
SUBSIDIARIES AS AT APRIL 30, 1996 AND THE RELATED CONSOLIDATED STATEMENT
OF INCOME AND RETAINED EARNINGS FOR THE NINE MONTHS THEN ENDED AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> JUL-31-1996
<PERIOD-END> APR-30-1996
<CASH> 2396
<SECURITIES> 0
<RECEIVABLES> 408429
<ALLOWANCES> 7592
<INVENTORY> 0
<CURRENT-ASSETS> 0<F1>
<PP&E> 0
<DEPRECIATION> 0
<TOTAL-ASSETS> 404143
<CURRENT-LIABILITIES> 0<F1>
<BONDS> 322921
0
0
<COMMON> 4119
<OTHER-SE> 60892
<TOTAL-LIABILITY-AND-EQUITY> 404143
<SALES> 0
<TOTAL-REVENUES> 31821
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 1220
<INTEREST-EXPENSE> 14386
<INCOME-PRETAX> 11044
<INCOME-TAX> 4164
<INCOME-CONTINUING> 6880
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 6880
<EPS-PRIMARY> .76
<EPS-DILUTED> .75
<FN>
<F1>THE FINANCIAL STATEMENTS INCLUDE AN UNCLASSIFIED BALANCE SHEET.
</FN>
</TABLE>
