<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET OF FINANCIAL FEDERAL CORPORATION AND SUBSIDIARIES
AT JULY 31, 2000 AND THE RELATED CONSOLIDATED STATEMENT OF OPERATIONS FOR
THE YEAR THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUL-31-2000
<PERIOD-END> JUL-31-2000
<CASH> 6068
<SECURITIES> 0
<RECEIVABLES> 1137135
<ALLOWANCES> 19048
<INVENTORY> 0
<CURRENT-ASSETS> 0<F1>
<PP&E> 0
<DEPRECIATION> 0
<TOTAL-ASSETS> 1127785
<CURRENT-LIABILITIES> 0<F1>
<BONDS> 884838
0
0
<COMMON> 7479
<OTHER-SE> 164944
<TOTAL-LIABILITY-AND-EQUITY> 1127785
<SALES> 0
<TOTAL-REVENUES> 111513
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 3450
<INTEREST-EXPENSE> 52205
<INCOME-PRETAX> 43632
<INCOME-TAX> 16910
<INCOME-CONTINUING> 26722
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 26722
<EPS-BASIC> 1.79
<EPS-DILUTED> 1.52
<FN>
THE FINANCIAL STATEMENTS INCLUDE AN UNCLASSIFIED BALANCE SHEET.
</FN>
</TABLE>