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Previous: TRI COUNTY FINANCIAL CORP /MD/, 10-Q, 2000-08-11 |
Next: SKY FINANCIAL GROUP INC, 10-Q, 2000-08-11 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-1999
<PERIOD-END> JUN-30-2000
<CASH> 461,436
<INT-BEARING-DEPOSITS> 5,275,932
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 56,340,932
<INVESTMENTS-CARRYING> 1,222,784
<INVESTMENTS-MARKET> 1,222,784
<LOANS> 161,275,841
<ALLOWANCE> 1,834,573
<TOTAL-ASSETS> 235,446,585
<DEPOSITS> 158,741,604
<SHORT-TERM> 36,162,697
<LIABILITIES-OTHER> 2,382,167
<LONG-TERM> 16,400,000
0
0
<COMMON> 7,880
<OTHER-SE> 21,760,117
<TOTAL-LIABILITIES-AND-EQUITY> 235,446,585
<INTEREST-LOAN> 6,691,722
<INTEREST-INVEST> 2,081,082
<INTEREST-OTHER> 49,919
<INTEREST-TOTAL> 8,822,723
<INTEREST-DEPOSIT> 2,922,908
<INTEREST-EXPENSE> 1,414,577
<INTEREST-INCOME-NET> 4,485,238
<LOAN-LOSSES> 180,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,197,455
<INCOME-PRETAX> 1,709,177
<INCOME-PRE-EXTRAORDINARY> 1,709,177
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,133,177
<EPS-BASIC> 1.44
<EPS-DILUTED> 1.38
<YIELD-ACTUAL> 3.96
<LOANS-NON> 434,090
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,635,290
<CHARGE-OFFS> 3,800
<RECOVERIES> 5,082
<ALLOWANCE-CLOSE> 1,834,572
<ALLOWANCE-DOMESTIC> 1,834,572
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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