SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
Form 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report:
January 12, 1999
SKY FINANCIAL GROUP, INC.
(Exact name of registrant as specified in its charter)
Ohio 1-14473 34-1372535
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
221 South Church Street
Bowling Green, Ohio 43402
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (419) 327-6300
N/A
(Former name or former address, if changed since last report)
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Item 5. Other Events
The following combined results of operations of Sky Financial Group, Inc.
(the "Registrant") for the month ending January 31, 1999 is provided to
satisfy certain pooling-of-interests accounting requirements relating to the
Registrant's acquisition of The Ohio Bank effective December 4, 1998.
Sky Financial Group, Inc.
Statement of Earnings
Dollars in thousands, For the Month Ended
except per share data January 31, 1999
Interest income $ 29,914
Interest expense 14,363
Net interest income 15,551
Provision for credit losses 835
Net interest income after
provision for credit losses 14,716
Non-interest and other income 8,385
Non-interest and other expense 13,081
Income before income taxes 10,020
Applicable income taxes 3,226
Net income $ 6,794
Earnings per Common Share
Basic $ 0.15
Diluted 0.15
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
SKY FINANCIAL GROUP, INC.
By: /s/ Kevin T. Thompson
Name: Kevin T. Thompson
Title: Executive Vice President and
Chief Financial Officer
Date: January 12, 1999
