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EXHIBIT 23
Consent of Independent Auditors
We hereby consent to the incorporation by reference in the Registration
Statement on Form S-8 (No. 333-67233) of our report dated May 19, 2000 on the
financial statements of the Sky Financial Group, Inc. Profit Sharing and
401(k) Plan appearing on page 2 of this Form 11-K.
/s/ Crowe, Chizek and Company LLP
Crowe, Chizek and Company LLP
Columbus, Ohio
June 27, 2000
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