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<PAGE> EXHIBIT 23.1 CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS ----------------------------------------- As independent public accountants, we hereby consent to the use in the prospectus supplement of Chevy Chase Auto Receivables Trust 2000-2 of our report dated September 8, 2000 related to Chevy Chase Auto Receivables Trust 2000-2's balance sheet as of September 8, 2000 included therein. /s/ Arthur Andersen LLP Vienna, VA September 8, 2000
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