<PAGE>
------------------------------------------------------------------------------
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) June 2, 2000
CHEVY CHASE BANK, F.S.B.
------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
United States 333-21707 52-0897004
------------------------------- ---------------- ---------------------
(State or Other Jurisdiction of (Commission File (I.R.S. Employer
Incorporation) Number) Identification No.)
8401 Connecticut Avenue 20815
Chevy Chase, Maryland 20815 --------------------
(Address of Principal Executive (Zip Code)
Offices)
Registrant's telephone number, including area code (301) 986-7000
---------------------
No Change
------------------------------------------------------------------------------
(Former name or former address, if changed since last report)
------------------------------------------------------------------------------
<PAGE>
Item 7. Financial Statements, Pro Forma Financial Information and
Exhibits.
---------------------------------------------------------
(a) Not applicable
(b) Not applicable
(c) Exhibit 25.1. Form T-1 Statement of Eligibility.
<PAGE>
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this Report to be signed on
its behalf by the undersigned thereunto duly authorized.
CHEVY CHASE BANK, F.S.B., on behalf of Chevy Chase Auto
Receivables Trust 2000-1
Registrant
By: /s/ Mark A. Holles
-------------------
Name: Mark A. Holles
Title: Group Vice President
Dated: June 16, 2000
<PAGE>
EXHIBIT INDEX
-------------
Exhibit No. Description
----------- -----------
Exhibit 25.1. Form T-1 Statement of Eligibility