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Previous: FIRST KEYSTONE FINANCIAL INC, 10-K405, EX-23, 2000-12-29 |
Next: VANGUARD VARIABLE INSURANCE FUND, 24F-2NT, 2000-12-29 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> SEP-30-2000
<CASH> 2,891
<INT-BEARING-DEPOSITS> 37,223
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 138,472
<INVESTMENTS-CARRYING> 13,056
<INVESTMENTS-MARKET> 12,580
<LOANS> 233,785
<ALLOWANCE> 2,019
<TOTAL-ASSETS> 463,463
<DEPOSITS> 272,562
<SHORT-TERM> 67,500
<LIABILITIES-OTHER> 5,230
<LONG-TERM> 75,402
0
0
<COMMON> 6,596
<OTHER-SE> 19,973
<TOTAL-LIABILITIES-AND-EQUITY> 463,463
<INTEREST-LOAN> 18,533
<INTEREST-INVEST> 11,984
<INTEREST-OTHER> 551
<INTEREST-TOTAL> 31,068
<INTEREST-DEPOSIT> 11,352
<INTEREST-EXPENSE> 19,231
<INTEREST-INCOME-NET> 11,837
<LOAN-LOSSES> 420
<SECURITIES-GAINS> (886)
<EXPENSE-OTHER> 9,802
<INCOME-PRETAX> 2,842
<INCOME-PRE-EXTRAORDINARY> 2,842
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,362
<EPS-BASIC> 1.14
<EPS-DILUTED> 1.11
<YIELD-ACTUAL> 7.47
<LOANS-NON> 2,160
<LOANS-PAST> 355
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,928
<CHARGE-OFFS> 363
<RECOVERIES> 34
<ALLOWANCE-CLOSE> 2,019
<ALLOWANCE-DOMESTIC> 1,576
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 443
</TABLE>
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