<PAGE> 1
SchwabFunds(R)
101 Montgomery Street
San Francisco, CA 94104
January 23, 1998
VIA EDGAR
- ---------
Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: The Charles Schwab Family of Funds
File Nos. 33-31894 and 811-5954
--------------------------------
Schwab New Jersey Municipal Money Fund
Schwab Pennsylvania Municipal Money Fund
Dear Sir or Madam:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the
Prospectus, dated January 20, 1998, for Schwab New Jersey Municipal Money Fund
and Schwab Pennsylvania Municipal Money Fund does not differ from that filed in
the most recent Post-Effective Amendment No. 32, which was filed
electronically. Also pursuant to Rule 497(j) under the Securities Act of 1933,
as amended, the Statement of Additional Information, dated January 20, 1998,
for Schwab New Jersey Municipal Money Fund and Schwab Pennsylvania Municipal
Money Fund does not differ from that filed in the most recent Post-Effective
Amendment No. 32, which was filed electronically.
Sincerely,
/s/ Amy L. Mauk
Amy L. Mauk
Corporate Counsel
Charles Schwab Investment Management, Inc.
