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<PAGE> PAGE 19
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 42
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SIGNATURE KATHY THREN
TITLE COUNSEL
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<ARTICLE> 6
<CIK> 0000857156
<NAME> THE CHARLES SCHWAB FAMILY OF FUNDS
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<NAME> SCHWAB VALUE ADVANTAGE MONEY FUND
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<S> <C>
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<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000857156
<NAME> THE CHARLES SCHWAB FAMILY OF FUNDS
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<NUMBER> 07
<NAME> SCHWAB INSTITUTIONAL ADVANTAGE MONEY FUND
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<S> <C>
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<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000857156
<NAME> THE CHARLES SCHWAB FAMILY OF FUNDS
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<NAME> SCHWAB RETIREMENT MONEY FUND
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<S> <C>
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<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000857156
<NAME> THE CHARLES SCHWAB FAMILY OF FUNDS
<SERIES>
<NUMBER> 091
<NAME> SCHWAB NEW YORK MUNICIPAL MONEY FD-SWEEP CL
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<S> <C>
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<ARTICLE> 6
<CIK> 0000857156
<NAME> THE CHARLES SCHWAB FAMILY OF FUNDS
<SERIES>
<NUMBER> 092
<NAME> SCHWAB NEW YORK MUNICIPAL MONEY FD-VALUE CL
<MULTIPLIER> 1000
<S> <C>
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