PULSE BANCORP INC
15-12G, 1998-12-22
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                   FORM 15
      (As adopted in Release No. 34-20784, March 22, 1984, 49 F.R. 12688.)

                      SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                    FORM 15

 Certification and Notice of Termination of Registration under Section 12(g) 
of the Securities Exchange Act of 1934 or Suspension of Duty to File Reports 
    Under Sections 13 and 15(d) of the Securities Exchange Act of 1934.

                     Commission File Number 0-18764
                                            -------

                           Pulse Bancorp, Inc.
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         (Exact name of registrant as specified in its charter)

              6 Jackson Street, South River, New Jersey 08882
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  (Address, including zip code, and telephone number, including area code, of 
                 registrant's principal executive offices)

                              Common Stock
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          (Title of each class of securities covered by this Form)

- -------------------------------------------------------------------------------
  Titles of all other classes of securities for which a duty to file reports 
                 under section 13(a) or 15(d) remains)

    Please place an X in the box(es) to designate the appropriate rule 
provision(s) relied upon to terminate or suspend the duty to file reports:

   Rule 12g-4(a)(1)(i)  /X/                  Rule 12g-3(b)(1)(ii)  / /
  Rule 12g-4(a)(1)(ii)  / /     quad                               / /
   Rule 12g-4(a)(2)(i)  / /                   Rule 12h-3(b)(2)(i)  / /
  Rule 12g-4(a)(2)(ii)  / /                  Rule 12h-3(b)(2)(ii)  / /
   Rule 12h-3(b)(1)(i)  / /                       Rule 15d-6       / /

    Approximate number of holders of record as of the certification or notice 
date:

  Approximately 800
- ---------------------

    Pursuant to the requirements of the Securities Exchange Act of 1934 (Name 
of registrant as specified in charter) has caused this certification/notice 
to be signed on its behalf by the undersigned duly authorized person.

Date:   December 22, 1998                             By:  /s/ Mary Sjoquist
      ---------------------                              ---------------------

Instruction: This form is required by Rules 12g-4, 12h-3 and 15d-6 of the 
General Rules and Regulations under the Securities Exchange Act of 1934. The 
registrant shall file with the Commission three copies of Form 15, one of 
which shall be manually signed. It may be signed by an officer of the 
registrant, by counsel or by any other duly authorized person. The name and 
title of the person signing the form shall be typed or printed under the 
signature.




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