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Previous: BLACKHAWK BANCORP INC, 10QSB, 2000-08-14 |
Next: UNITED COMMUNITY BANKS INC, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 12,308,000
<INT-BEARING-DEPOSITS> 3,109,000
<FED-FUNDS-SOLD> 155,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 55,073,000
<INVESTMENTS-CARRYING> 17,900,000
<INVESTMENTS-MARKET> 17,523,000
<LOANS> 202,308,000
<ALLOWANCE> 2,069,000
<TOTAL-ASSETS> 309,531,000
<DEPOSITS> 227,137,000
<SHORT-TERM> 36,452,000
<LIABILITIES-OTHER> 3,232,000
<LONG-TERM> 19,380,000
0
0
<COMMON> 23,000
<OTHER-SE> 23,307,000
<TOTAL-LIABILITIES-AND-EQUITY> 309,531,000
<INTEREST-LOAN> 8,257,000
<INTEREST-INVEST> 2,102,000
<INTEREST-OTHER> 98,000
<INTEREST-TOTAL> 10,457,000
<INTEREST-DEPOSIT> 4,456,000
<INTEREST-EXPENSE> 5,751,000
<INTEREST-INCOME-NET> 4,706,000
<LOAN-LOSSES> 180,000
<SECURITIES-GAINS> 24,000
<EXPENSE-OTHER> 4,968,000
<INCOME-PRETAX> 762,000
<INCOME-PRE-EXTRAORDINARY> 762,000
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 513,000
<EPS-BASIC> 0.22
<EPS-DILUTED> 0.21
<YIELD-ACTUAL> 3.25
<LOANS-NON> 1,892,000
<LOANS-PAST> 693,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,996,000
<CHARGE-OFFS> 127,000
<RECOVERIES> 20,000
<ALLOWANCE-CLOSE> 2,069,000
<ALLOWANCE-DOMESTIC> 2,069,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,847,000
</TABLE>
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