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Form 5500-C/R Return/Report of Employee Benefit Plan CMB Nos. 1210-0016
1210-0089
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Department of the Treasury (With fewer than 100 participants) 1998
Internal Revenue Service This form is required to be filed under sections 104 and 4065
of the Employee
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Department of Labor Retirement Income Security Act of 1974 and sections 6039D, This Form Is Open
Pension and Welfare Benefits 6047(e), 6057(b), and 6058(a) of the Internal Revenue Code. to Public Inspection.
Administration
Pension Benefit Guaranty Corporation > See separate instructions
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For the calendar plan year 1998 or fiscal plan year beginning October 1, 1998,
and ending September 30, 1999.
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If A(1) through A(4), B, C, and/or D do not apply to this year's return/report, For IRS Use Only
leave the boxes unmarked. EP-ID
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You must check either box A(5) or A(6), whichever is applicable.
See instructions.
A This report/return is: (5) Form 5500-C filer check here...............
(1) [ ] the first return/report filed for the plan; [ ]
(Complete only pages 1 and 3 through 6.)
(2) [ ] an amended return/report; (Code section 6039D filers see instructions
(3) [ ] the final return/report filed for the plan; or on page 5.)
(4) [ ] a short plan year return/report (less than 12 months). (6) Form 5500-R filer check here...............
[ ]
(Complete only pages 1 and 2. Detach pages
3 through 6 before filing.) If you checked
box (1) or (3), you must file a Form 5500-C.
(See page 5 of the instructions.)
IF ANY INFORMATION ON A PREPRINTED PAGE 1 IS INCORRECT, CORRECT IT. IF ANY INFORMATION IS MISSING, ADD IT. PLEASE USE
RED INK WHEN MAKING THESE CHANGES AND INCLUDE THE PREPRINTED PAGE 1 WITH YOUR COMPLETED RETURN/REPORT.
B Check here if any information reported in 1a, 2a, 2b, or 5a changed since the last return/report for this plan ..........> [ ]
C If your plan year changed since the last return/report, check here ......................................................> [ ]
D If you filed for an extension of time to file this return/report, check here and attach a copy of the approved extension > [ ]
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1a Name and address of plan sponsor (employer, if for a single-employer plan) 1b Employer identification number (EIN)
(Address should include room or suite no.) 31 1303854
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1c Sponsor's telephone number
WINTON FINANCIAL CORPORATION (513) 385-3880
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5511 CHEVIOT ROAD 1d Business code (see instructions,
page 19)
CINCINNATI, OH 45247 522120
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1e CUSIP Issuer number
N/A
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2a Name and address of plan administrator (if same as plan sponsor, enter "Same") 2b Administrator's EIN
SAME
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2c Administrator's telephone number
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3a If the name, address, and EIN of the plan sponsor or plan administrator has
changed since the last return/report filed for this plan, enter the
information from the last return/report in lines 3a and/or 3b and complete
line 3c.
a Sponsor.................................................... EIN .................... Plan number .......................
b Administrator.............................................. EIN ..........................................................
c If line 3a indicates a change in the sponsor's name, address, and EIN, is this a change in sponsorship only? (See line 3c on
page 8 of the instructions for the definition of sponsorship.) Enter "Yes" or "No." >
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4 ENTITY CODE. (If not shown, enter the applicable code from page 8 of the A
instructions.) >
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5a Name of plan > WINTON SAVINGS & LOAN CASH & DEFERRED PLAN...................... 5b Effective date of plan (mo., day,
yr.)
..................................................................................... 01/01/1983
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All filers must complete 6a through 6d, as applicable. 5c Three-digit
6a [ ] Welfare benefit plan 6b [X] Pension benefit plan. plan number > 002
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(Enter the applicable codes from } 2
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--- --- --- --- --- --- --- ---
page 9 of the instructions in the boxes.) }
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6c Pension plan features. (Enter the applicable C G
pension plan feature codes from page 9 of the instructions in the boxes.) --- --- --- --- --- --- --- ---
6d [ ] Fringe benefit plan. Attach Schedule F (Form 5500). See instructions.
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Caution: A penalty for the late or incomplete filing of this return/report will be assessed unless reasonable cause is established.
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Under penalties or perjury and other penalties set forth in the instructions, I declare that I have examined this return/report,
including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete.
Signature of employer/plan sponsor > /s/ James W. Brigger, Secretary...................................Date > 4/6/00.............
Type or print name of individual signing for employer/plan sponsor JAMES W BRIGGER, SECRETARY ..................................
Signature of plan administrator > /s/ James W. Brigger, Secretary...................................... Date > 4/6/00...........
Type or print name of individual signing for plan sponsor JAMES W BRIGGER, SECRETARY
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For Paperwork Reduction Act Notice, see the instructions for Form 5500-C/R. Form 5500-C/R (1998)
HLA
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Form 5500-C/R (1998) 5500-R filers, complete pages 1 and 2 only. Form 5500-C filers, complete
page 1, skip page 2, and complete pages 3 through 6. Page 2
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6e Check investment arrangement(s): (1) [ ] Master trust (2) [ ] Common/Collective trust Yes No
(3)[ ] Pooled separate account
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7a Total participants: (1) At the beginning of plan year > 78....(2) At the end of plan year > 109...
b Enter number of participants with account balances at the end of the plan year (defined
benefit plans do not complete this item) > 84......
c (1) Were any participants in the pension benefit plan separated from service with a deferred
vested benefit for which a Schedule SSA (Form 5500) is required to be attached? (See instructions) 7c(1) x
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(2)If "Yes," enter the number of separated participants required to be reported >
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8a Was this plan terminated during this plan year or any prior plan year? If "Yes," enter the year >.... 8a x
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b Were all the plan assets either distributed to participants or beneficiaries,
transferred to another 8b x plan, or brought under the control of PBGC? 8b x
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c If line 8a is "Yes," and the plan is covered by PBGC, is the plan continuing to file PBGC
Form 1 and pay premiums until the end of the plan year in which assets are distributed or brought
under the control of PBGC? 8c n/a
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9 Is this a plan established or maintained pursuant to one or more collective bargaining agreements?... 9 x
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10 If any benefits are provided by an insurance company, insurance service, or similar organization,
enter the number of Schedules A (Form 5500), Insurance Information, that are attached.
If none, enter -0-. > 0
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11a (1)Were any plan amendments adopted during this plan year?....................................... 11a(1) x
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(2)Enter the date the most recent amendment was adopted > Month 3... Day 31... Year 1997...
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b If line 11a is "Yes," did any amendment result in a retroactive reduction of accrued benefits for any
participant? 11b
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c If line 11a is "Yes," did any amendment change the information contained in the latest summary plan
description or summary description of modifications available at the time of the amendment? 11c
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d If line 11c is "Yes," has a summary plan description or summary description of modifications that
reflects the plan amendments referred to on line 11c been furnished to participants? 11d
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12a If this is a pension benefit plan subject to the minimum funding standards, has the plan
experienced a funding deficiency for this plan year? (See instructions)......................... 12a
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b If line 12a is "Yes," have you filed Form 5330 to pay the excise tax?............................ 12b
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c Is the plan administrator making an election under section 412(c)(8) for an amendment adopted
after the end of the plan year? (See instructions.) 12c
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d If a change in the actuarial funding method was made for the plan year pursuant to a Revenue
Procedure providing automatic approval for the change, indicate whether the plan sponsor/
administrator agrees to the change. 12d
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13a Total plan assets as of the beginning 3,013,803 and end 3,842,923 of the plan year
b Total liabilities as of the beginning and end of the plan year
c Net assets as of the beginning> 3,013,803 and end > 3,842,923 of the plan year
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14 For this plan year, enter: a Plan income 891,649 d Plan contributions 237,861
b Expenses 62,529 e Total benefits paid 62,529
c Net income (loss) (subtract 14b from 14a) 829,120
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15 You may NOT use N/A in response to lines 15a through 15o. If you check "Yes," you must
enter a a dollar amount in the amount column. During this plan year: Yes No Amount
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a Was this plan covered by a fidelity bond? 15a x 5,000,000
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b If line 15a is "Yes," enter the name of the surety company > OHIO CASUALTY INS. CO.
c Was there any loss to the plan, whether or not reimbursed, caused by fraud or
dishonesty? 15c x
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d Was there any sale, exchange, or lease of any property between the plan and the
employer, any fiduciary, any of the five most highly paid employees of the
employer, any owner of a 10% or more interest in the employer, or relatives of
any such persons?................................................................... 15d x
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e Was there any loan or extension of credit by the plan to the employer, any fiduciary,
any of the five most highly paid employees of the employer, any owner of a 10%
or more interest in the employer, or relatives of any such persons? 15e x
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f Did the plan acquire or hold any employer security or employer real property?..... 15f x 2,103,899
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g Has the plan granted an extension on any delinquent loan owed to the plan?........ 15g x
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h Were any participant contributions transmitted to the plan more than 31 days after
receipt or withholding by the employer?........................................... 15h x
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i Were any loans by the plan or fixed income obligations due the plan classified as
uncollectible or in default as of the close of the plan year?..................... 15i x
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j Has any plan fiduciary had a financial interest in excess of 10% in any party providing
services to the plan or received anything of value from any such party? 15j x
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k Did the plan at any time hold 20% or more of its assets in any single security, debt,
mortgage, parcel of real estate, or partnership/joint venture interests? 15k x 2,103,899
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l Did the plan at any time engage in any transaction or series of related transactions
involving 20% or more of the current value of plan assets? 15l x
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m Were there any noncash contributions made to the plan the value of which was not
without an appraisal by an independent third party? 15m x
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n Were there any purchases of nonpublicly traded securities by the plan the value of
which was set without an appraisal by an independent third party 15n x
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o Has the plan reduced or failed to provide any benefit when due under the plan because
of insufficient assets? 15o x
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16a Is the plan covered under the Pension Benefit Guaranty Corporation termination insurance program?
[ ] Yes [ ] No [ ] Not determined
b If line 16a is "Yes" or "Not determined," enter the employer identification numberand the plan
number used to identify it.
Employer identification number> Plan number>
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Annual Return Of Fiduciary
SCHEDULE P CMB Nos. 1210-0016
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(Form 5500) Of Employee Benefit Trust 1998
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Department of the Treasury >File as an attachment to Form 5500, 500-C/R, or 5500-EZ. This Form Is Open
Internal Revenue Service >For the Paperwork Reduction Notice, see page 1 of the Form 5500 instructions. to Public Inspection.
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For trust calendar year 1998 or fiscal year beginning October 1, 1998, and
ending September 30, 1999.
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Please 1a Name of trustee or custodian
ROBERT L. BOLIN, JAMES W. BRIGGER, MARY ELLEN LOVETT
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type or b Number, street, and room or suite no. (If a P.O. box, see the instructions for Form 5500, 5500-C/R, or 5500-EZ.)
5511 CHEVIOT ROAD
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print c City or town, state and ZIP code
CINCINNATI OH 45247
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2a Name of trust b Trust's employer identification number
WINTON SAVINGS & LOAN CASH & DEFERRED PLAN |
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3 Name of plan if different from name of trust
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4 Have you furnished the participating employee benefit plan(s) with the trust financial information required
to be reported by the plan(s)?........................................................................ [ ] Yes [ ] No
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5 Enter the plan sponsor's employer identification number as shown on Form 5500,
5500-C/R, or 5500-EZ.........................................................> 31 | 1303854
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Under penalties of perjury, I declare that I have examined this schedule, and to the best of my knowledge and belief it is true,
correct, and complete.
Signature of Fiduciary >/s/ James W. Brigger Date>
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Instructions
Section references are to the Internal Revenue Code. trust EIN, enter the EIN you would use on Form 1099-R to
report distributions from employee benefit plans and on
Purpose of Form Form 945 to report withheld amounts of income tax from
those payments.
You may use this schedule to satisfy the requirements under Note: Trustees who do not have an EIN may apply for one
section 6033(a) for an annual information return from every on Form SS-4 Application for Employer Identification
section 401(a) organization exempt from tax under section Number, You must be consistent and use the same EIN for
501(a). all trust reporting purposes.
Filing this form will start the running of the statue of
limitations under Section 6501(a) for any trust described in Signature
section 401(a), which is exempt from tax under section The fiduciary (trustee or custodian) must sign this
501(a). schedule. If there is more than one fiduciary, the
fiduciary authorized by the others may sign.
Who May File
1. Every trustee of a trust created as part of an employee Other Returns and Forms That May Be
benefit plan as described in section 401(a). Required
2. Every custodian of a custodial account described in - Form 990 -T --For trusts described in section 401(a),
section 401(f). a tax is imposed on income derived from business that is
unrelated to the purpose for which the trust received a
How to File tax exemption. Report this income and tax on Form 990-T,
File Schedule P (Form 5500) for the trust year ending with or Exempt Organization Business Income Tax Return, (See
within any participating plan's plan year. Attach it to the Form sections 511 through 514 and the related regulations.)
5500, 5500-C/R, or 5500-EZ filed by the plan for that plan - Form 1099-R --If you made payments or distributions to
year. A separately filed Schedule P (Form 5500) will not be individual beneficiaries of a plan, report those
accepted. payments on Form 1099-R. (See the instructions for ,
Form 1099, 10985498, and W-2G.)
- Form 945 --If you made payments or distributions to
If the trust or custodial account is used by more than one individual beneficiaries of a plan, you may be required
plan, file one Schedule P (Form 5500). If a plan uses more to withhold income tax from those payments. Use Form
than one trust or custodial account for its funds, file one 945, Annual Return of Withheld Federal Income Tax, to
Schedule P (Form 5500) for each trust or custodial account. report taxes withheld from nonpayroll items. (See
Circular E, Employer's Tax Guide (Pub. 15) , for more
Trust's Employer Identification Number information.)
Enter the trust employer identification number (EIN) assigned
to the employee benefit trust or custodial account, if one has
been issued to you. The trust EIN should be used for
transactions conducted for the trust. If you do not have a
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HLA Schedule P (Form 5500) 1998
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