WINTON FINANCIAL CORP, 10-K, EX-23.1, 2000-12-21

WINTON FINANCIAL CORP
10-K, EX-23.1, 2000-12-21
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED

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                                                                    Exhibit 23.1


                              ACCOUNTANTS' CONSENT


     We have  issued  our report  dated  November  20,  2000,  accompanying  the
consolidated  financial  statements of Winton  Financial  Corporation  which are
incorporated  within the Annual Report on Form 10-K for the year ended September
30, 2000. We hereby consent to the  incorporation by reference of said report in
Winton's Form S-8 (333-34177)  regarding the 1998 Stock Option Plan and Winton's
Form S-8 (333-42251) regarding Winton's 401(k) Plan.




/s/GRANT THORNTON

Cincinnati, Ohio
December 21, 2000