ALAMEDA CONTRA COSTA MEDICAL ASSOC COLLECT INV TR FOR RETIRE
24F-2NT, 1996-02-16
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FORM 24F-2

Annual Notice of Securities Sold Pursuant to Rule 24f-2

1. Name and address of issuer:

     Alameda-Contra Costa Medical Association Collective
     Investment Trust for Retirement Plans
     6230 Claremont Avenue
     Oakland, CA  94618

2. Name of each series or class of funds for which this notice is
   filed:

     The International Equity Portfolio
     The Growth Equity Portfolio
     The Value Equity Portfolio
     The Balanced Portfolio
     The Long-Intermediate Fixed Income Portfolio
     The Short-Intermediate Fixed Income Portfolio
     The Money Market Portfolio

3. Investment Company Act File Number:  811-5887

   Securities Act File Number:  33-32864

4. Last day of fiscal year for which this notice is filed:

     December 31, 1995

5. Not applicable

6. Not applicable

7. Number and amount of securities of the same class or series
   which had been registered under the Securities Act of 1933
   other than pursuant to rule 24f-2 in a prior fiscal year, but
   which remained unsold at the beginning of the fiscal year:

     0

8. Number and amount of securities registered during the fiscal
   year other than pursuant to rule 24f-2:

     0

9. Number and aggregate sale price of securities sold during the
   fiscal year:

     Number: 28,593     Sale Price: 1,436,042



10. Number and aggregate sale price of securities sold during the
    fiscal year in reliance upon registration pursuant to rule
    24f-2:

     Number: 28,593     Sale Price: 1,436,042

11. Not applicable

12. Calculation of registration fee:

     Aggregate sale price of securities sold during
     the fiscal year in reliance on rule 24f-2          1,436,042

     Aggregate price of shares issued in connection
     with dividend reinvestment plans                           0

     Aggregate price of shares redeemed or
     repurchased during the fiscal year                 1,418,297

     Aggregate price of shares redeemed or repurchased
     and previously applied as a reduction to filing
     fees pursuant to rule 24e-2                                0

     Net aggregate price of securities sold and issued
     during the fiscal year in reliance on rule 24f-2      17,745

     Multiplier prescribed by Section 6(b) of the
     Securities Act of 1933                             .00034483

     Fee due                                                 6.12

13. There is sufficient funds available in our account (number
    0000858593) to cover the fee due.


This report has been signed below by the following persons on
behalf of the issuer and in the capacities and on the dates
indicated.


By (Signature and Title)   L. Richard Mello
                           Treasurer

Date February 16, 1996

Date:   February 5, 1996

Firm:   Hassard Bonnington
        Attorneys at law
        Two Embarcadero Center, Suite 1800
        San Francisco, CA  94111-3993

        (415)288-9800

To:     The Securities and Exchange Commission
        Judiciary Plaza
        450 Fifth Street, N.W.
        Washington, DC  20549


Re:     Alameda-Contra Costa Medical Association
        Collective Investment Trust for Retirement Plans
        Investment Company Act of 1940
        File No. 811-5887
        Securities Act of 1933
        File No. 33-32684
        Opinion of Counsel Pursuant to Rule 24f-2


Ladies and Gentlemen:

We are legal counsel for the above referenced Registrant.  We are
of the opinion that all of the securities issued by the
Registrant during the fiscal year ending December 31, 1995, made
definite in number by the accompanying Notice under Rule 24f-2,
were legally issued, fully paid and non-assessable.


Very truly yours,

HASSARD BONNINGTON


Phillip J. Goldberg
(Signature)


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