<PAGE>
Supplement dated September 9, 1999 to Prospectus dated May 1, 1999 for
Pacific Select Variable Annuity
Individual Flexible Premium Deferred
Variable Accumulation Deferred Annuity Contracts
Issued by Pacific Life Insurance Company ("Prospectus")
Effective October 1, 1999, all Owners may choose the Growth Variable
Account that invests in the Growth Portfolio of Pacific Select Fund ("Fund") as
an additional Variable Investment Option. See your Prospectus and the Fund's
prospectus for more information on the Growth Variable Account and the Growth
Portfolio.