<PAGE>
METROPOLITAN LIFE SEPARATE ACCOUNT UL
FLEXIBLE PREMIUM MULTIFUNDED LIFE INSURANCE POLICIES
ISSUED BY METROPOLITAN LIFE INSURANCE COMPANY
SUPPLEMENT DATED JANUARY 17, 1997 TO PROSPECTUS DATED MAY 1, 1996
This supplements the information contained in the May 1, 1996 prospectus
("Prospectus") of Metropolitan Life Separate Account UL ("Separate Account"),
relating to certain flexible premium multifunded life insurance policies
("Policies"). You should keep this Supplement to the Prospectus for future
reference.
Metropolitan Life will not mail a Notice of Free Look to Policy owners that
completed Part A of the application on or after February 1, 1997. Therefore,
the "Free Look Period" section that appears on page 8 of the Prospectus is
amended to delete all references to the Notice of Free Look, including any
time periods that were measured from the mailing of the Notice of Free Look.
Metropolitan Life Insurance Company, One Madison Avenue, New York, New York
10010
METROPOLITAN SERIES FUND, INC.
SUPPLEMENT DATED DECEMBER 27, 1996 TO PROSPECTUS DATED MAY 1, 1996
This supplements the information contained in the prospectus ("Prospectus")
of Metropolitan Series Fund, Inc. ("Fund"), dated May 1, 1996. You should keep
this Supplement to the Prospectus for future reference.
The following replaces the portion of the eighth paragraph under "Management
of the Fund" that pertains to Mr. Yogg:
John T. Wilson is the portfolio manager for the Growth Portfolio and for the
equity portion of the Diversified Portfolio. Mr. Wilson is a member of the
State Street Research Equity Group's Growth Team and a Vice President of the
Firm. Mr. Wilson joined the Firm in 1996 as a portfolio manager. Before
joining State Street Research, Mr. Wilson served as a portfolio manager with
Phoenix Home Mutual Life Insurance Company. He received a B.A. from Trinity
College and an M.B.A. from Duke University. Mr. Wilson has 6 years of
investment experience.
Metropolitan Life Insurance Company, One Madison Avenue, New York, New York
10010 Attention: Retirement and Savings Center
ML-UL2-SUPP-1 (2/97 Edition) 97011PCW(exp 0597)MLIC-LD
