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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 19,246,432
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1,112,354
<TRADING-ASSETS> 2,357,295
<INVESTMENTS-HELD-FOR-SALE> 60,293,168
<INVESTMENTS-CARRYING> 50,000
<INVESTMENTS-MARKET> 50,000
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<ALLOWANCE> 2,969,915
<TOTAL-ASSETS> 372,720,938
<DEPOSITS> 268,763,704
<SHORT-TERM> 72,057,292
<LIABILITIES-OTHER> 2,204,463
<LONG-TERM> 0
0
0
<COMMON> 2,738,766
<OTHER-SE> 26,956,713
<TOTAL-LIABILITIES-AND-EQUITY> 372,720,938
<INTEREST-LOAN> 10,768,188
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<INTEREST-DEPOSIT> 5,080,315
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</TABLE>
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