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<PAGE> EXHIBIT 21.1 -------------------------------------------------------------------------------- Subsidiaries of Carrollton Bancorp Carrollton Bancorp Carrollton Bank Carrollton Financial Services, Inc. Carrollton Community Development Corp. Carrollton Mortgage Services, Inc. Subsidiaries are indicated by indentation. All subsidiaries are 100% owned, except for Carrollton Community Development Corp. which is 87.5% owned.
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