<PAGE>
September 1, 1999
VIA EDGAR
_____________________________________
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: PFL Endeavor Variable Annuity Account
File No. 811-06032, CIK 0000859607
Rule 30b2-1 Filing
Commissioners:
As required by Rule 30d-2 under the Investment Company Act of 1940, as amended
(the "Act"), PFL Endeavor Variable Annuity Account, a unit investment trust
registered under the Act, recently mailed to its contract owners the semi-annual
report for the following underlying management investment companies: Endeavor
Series Trust, Merrill Lynch Variable Series Funds, Inc., WRL Series Fund, Inc.,
and The Target Account. This filing constitutes the filing of those reports as
required by Rule 30b2-1 under the Act.
Pursuant to Rule 30d-1 under the Act, on August 25, 1999, Endeavor Series Trust
filed its semi-annual report with the Commission via EDGAR (CIK: 847254); on
August 16, 1999, Merrill Lynch Variable Series Funds, Inc. filed its semi-annual
report with the Commission via EDGAR (CIK: 355916); on August 26, 1999 WRL
Series Fund, Inc. filed its semi-annual report with the Commission via EDGAR
(CIK: 778207); and on August 24, 1999, The Target Account filed its semi-annual
report with the Commission via EDGAR (CIK: 1046201). To the extent necessary,
these filings are incorporated herein by reference.
Very truly yours,
PFL Life Insurance Company
/s/ Frank A. Camp
Frank A. Camp
Division General Counsel
Financial Markets Division