PFL ENDEAVOR VARIABLE ANNUITY ACCOUNT /NEW/
N-30D, 2000-09-11
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                    [PFL Life Insurance Company Letterhead]

September 11, 2000



VIA EDGAR

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Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Re:  PFL Endeavor Variable Annuity Account
     File No. 811-06032, CIK 0000859607
     Rule 30b2-1 Filing

Commissioners:

As required by Rule 30d-2 under the Investment Company Act of 1940, as amended
(the "Act"), PFL Endeavor Variable Annuity Account, a unit investment trust
registered under the Act, recently mailed to its contract owners the semi-annual
report for the following underlying management investment companies:  Endeavor
Series Trust, Merrill Lynch Variable Series Funds, Inc., Transamerica Variable
Insurance fund, Inc., Variable Insurance Products Fund, Variable Insurance
Products Fund II, Variable Insurance Products Fund III, WRL Series Fund, Inc.,
and First Trust Advisors, L.P.  This filing constitutes the filing of those
reports as required by Rule 30b2-1 under the Act.

Pursuant to Rule 30d-1 under the Act, on August 29, 2000, Endeavor Series Trust
filed its semi-annual report with the Commission via EDGAR (CIK: 0000847254); on
August 17, 2000, Merrill Lynch Variable Series Funds, Inc. filed its semi-annual
report with the Commission via EDGAR (CIK: 0000355916); on September 7, 2000,
Transamerica Variable Insurance Fund, Inc. filed its semi-annual report with the
Commission via EDGAR (CIK:  0001002786); on August 24, 2000, Variable Insurance
Products Fund filed its semi-annual report with the Commission via EDGAR (CIK:
0000356494); on August 24, 2000 Variable Insurance Products Fund II filed its
semi-annual report with the Commission via EDGAR (CIK:  0000831016); on August
25, 2000, Variable Insurance Products Fund III filed its semi-annual report with
the Commission via EDGAR (CIK:  0000927384); on August 25, 2000 WRL Series Fund,
Inc. filed its semi-annual report
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Securities and Exchange Commission
Page 2
September 11, 2000


the Commission via EDGAR (CIK: 0000778207); and on August 17, 2000, First Trust
Advisors, L.P. filed its semi-annual report with the Commission via EDGAR (CIK:
0001046201).  To the extent necessary, these filings are incorporated herein by
reference.

Very truly yours,

PFL Life Insurance Company

/s/ Frank A. Camp

Frank A. Camp
Division General Counsel
Financial Markets Division


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