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FIRST INVESTORS LIFE VARIABLE ANNUITY FUND C
SUPPLEMENT TO PROSPECTUS DATED APRIL 30, 1997
The following paragraph replaces the first paragraph under "Death Benefit During
the Accumulation Period" on page 17:
"If the Annuitant dies prior to the Annuity Commencement Date, First
Investors Life will pay a Death Benefit to the Beneficiary designated by the
Contractowner upon receipt of a death certificate or similar proof of the death
of the Annuitant. The value of the Death Benefit will be determined as of the
Valuation Date on the date on which written notice of death is received by First
Investors Life at its Executive Office or other designated office."
The following replaces footnote (3) to the Fee Table on page 4:
"(3) If certain fees and expenses were not waived or reimbursed, Total Fund
Operating Expenses would have been 1.11% for Cash Management Fund,
0.94% for Government Fund, 0.88% for Investment Grade Fund, 0.82% for
Target Maturity 2007 Fund, 0.86% for Utilities Income Fund and are
estimated to be 0.98% for Target Maturity 2010 Fund. Each Fund, other
than International Securities Fund, has an expense offset arrangement
that may reduce the Fund's custodian fee based on the amount of cash
maintained by the Fund with its custodian. Any such fee reductions are
not reflected under Total Fund Operating Expenses."
FICSEPC July 14, 1997
