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Exhibit 23
CONSENT OF INDEPENDENT AUDITORS
To the Shareholders and Board of Directors of Unitrin, Inc.:
We consent to incorporation by reference in Registration Statements 33-58300,
33-47530, 333-4530, 333-38981 and 333-86935 of Unitrin, Inc., on Form S-8 of our
report dated June 23, 2000, relating to the statements of net assets available
for plan benefits of Unitrin, Inc. 401(k) Savings Plan ("Plan") as of December
31, 1999 and 1998, and the related statement of changes in net assets available
for plan benefits for the year ended December 31, 1999, which report appears in
the December 31, 1999 annual report on Form 11-K of the Plan.
/s/ KPMG LLP
Chicago, Illinois
June 23, 2000
