WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<RESTATED>
<CIK> 0000860976
<NAME> NUVEEN TAX-FREE UNIT TRUST
<SERIES> Series 645
<NAME> NEW YORK INSURED TRUST
<NUMBER> 185
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS
<FISCAL-YEAR-END> MAR-31-2000
<PERIOD-START> APR-01-1999
<PERIOD-END> MAR-31-2000
<PERIOD-TYPE> YEAR
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 4,300,085
<INVESTMENTS-AT-VALUE> 4,546,323
<RECEIVABLES> 73,401
<ASSETS-OTHER> 11,201
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 4,630,925
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,086
<TOTAL-LIABILITIES> 1,086
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 44,118
<SHARES-COMMON-PRIOR> 51,746
<ACCUMULATED-NII-CURRENT> 90,213
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 142,290
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 246,238
<NET-ASSETS> 4,629,839
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 307,689
<OTHER-INCOME> 0
<EXPENSES-NET> 6,781
<NET-INVESTMENT-INCOME> 300,908
<REALIZED-GAINS-CURRENT> 13,573
<APPREC-INCREASE-CURRENT> -225,469
<NET-CHANGE-FROM-OPS> 89,012
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 317,659
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 70,000
<NUMBER-OF-SHARES-REDEEMED> 25,882
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> -1,022,607
<ACCUMULATED-NII-PRIOR> 106,963
<ACCUMULATED-GAINS-PRIOR> 128,718
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 0
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 0
<AVERAGE-NET-ASSETS> 0
<PER-SHARE-NAV-BEGIN> 0
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 0
<EXPENSE-RATIO> 0
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>