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15-12G, 1996-06-03
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                               UNITED STATES
                     SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C.  20549


                                  FORM 15

   CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION
 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE
 REPORTS UNDER SECTION 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                         Commission File Number: 0-18807 
                            Home Federal Financial Corporation

                  (Exact name of registrant as specified in its charter)
                20 O'Farrell Street, San Francisco, CA 94108 (415) 982-4560

(Address, including zip code, and telephone number, including area code, of
registrant's principal offices)

                          Common Stock, par value $0.01 per share
                 (Title of each class of securities covered by this Form)

                                           None
     (Titles of all other classes of securities for which a duty to file 
reports under section 13(a) or 15(d) remains)

    Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

    Rule 12g-4(a)(1)(i)       [x]           Rule 12h-3(b)(1)(i)            [x]
    Rule 12g-4(a)(1)(ii)      [ ]           Rule 12h-3(b)(1)(ii)           [ ]
    Rule 12g-4(a)(2)(i)       [ ]           Rule 12h-3(b)(2)(i)            [ ]
    Rule 12g-4(a)(2)(ii)      [ ]           Rule 12h-3(b)(2)(ii)           [ ]
                                            Rule 15d-6                     [ ]

    Approximate number of holders of record as of the certification or
notice date:    One                                                        

    Pursuant to the requirements of the Securities Exchange Act of 1934,
SFFed Corp. has caused this certification/notice to be signed on its behalf
by the undersigned duly authorized person.

Date: June 3, 1996         By: /s/ Eric K. Kawamura                        
                                   Eric K. Kawamura
                                   Secretary

Instruction: This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities Exchange Act of 1934.
The registrant shall file with the Commission three copies of Form 15, one
of which shall be manually signed. It may be signed by an officer of the
registrant, by counsel or by any other duly authorized person. The name and
title of the person signing the form shall be typed or printed under the
signature.



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