<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 19,652
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1,800
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 326,866
<INVESTMENTS-CARRYING> 133,484
<INVESTMENTS-MARKET> 132,556
<LOANS> 1,690,656
<ALLOWANCE> (21,440)
<TOTAL-ASSETS> 2,226,622
<DEPOSITS> 1,870,313
<SHORT-TERM> 98,217
<LIABILITIES-OTHER> 15,943
<LONG-TERM> 58,185
0
0
<COMMON> 16,845
<OTHER-SE> 167,119
<TOTAL-LIABILITIES-AND-EQUITY> 2,226,622
<INTEREST-LOAN> 112,323
<INTEREST-INVEST> 19,282
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 131,605
<INTEREST-DEPOSIT> 70,425
<INTEREST-EXPENSE> 77,247
<INTEREST-INCOME-NET> 54,358
<LOAN-LOSSES> 6,250
<SECURITIES-GAINS> 9
<EXPENSE-OTHER> 30,915
<INCOME-PRETAX> 0
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 14,606
<EPS-BASIC> 0.88
<EPS-DILUTED> 0.86
<YIELD-ACTUAL> 3.61
<LOANS-NON> 5,784
<LOANS-PAST> 6,093
<LOANS-TROUBLED> 629
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 15,813
<CHARGE-OFFS> (708)
<RECOVERIES> 85
<ALLOWANCE-CLOSE> (21,440)
<ALLOWANCE-DOMESTIC> (21,440)
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 3,902
</TABLE>