CUSIP No. 269079109 Page 7 of 7 Pages
Exhibit A
AGREEMENT PURSUANT TO RULE 13D-1(F)(1)
The undersigned persons agree and consent to the joint filing on their
behalf of this Schedule 13G in connection with their beneficial ownership
of the common stock of ES&L Bancorp, Inc. at December 31, 1999 and agree
that this filing is filed on behalf of each of them.
November 15, 2000 Valicenti Advisory Services, Inc.
/s/Vincent R. Valicenti
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Vincent R. Valicenti, President
November 15, 2000 /s/Vincent R. Valicenti
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Vincent R. Valicenti
