VECTRA BANKING CORP
15-12G, 1998-01-20
STATE COMMERCIAL BANKS
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                     FORM 15

     CERTIFICATION  AND NOTICE OF  TERMINATION OF  REGISTRATION  UNDER
     SECTION  12(G)  OF  THE  SECURITIES   EXCHANGE  ACT  OF  1934  OR
     SUSPENSION  OF DUTY TO FILE REPORTS UNDER SECTION 13 AND 15(D) OF
     THE SECURITIES EXCHANGE ACT OF 1934.

                                                Commission File Number: 0-23622


                      Vectra Banking Corporation
- -------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

        1650 South Colorado Boulevard, Suite 320, Denver, Colorado 80222
- --------------------------------------------------------------------------------
    (Address, including zip code, and telephone number, including area code,
         of registrant's principal executive offices)

     Common Stock, par value $.01 per share, Series A Cumulative Preferred
        Stock, par value $.10 per share, and Guarantee of Vectra Banking
      Corporation with respect to the 9.50% Cumulative Capital Securities
- --------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)

                                      None
- --------------------------------------------------------------------------------
       (Titles of all other classes of securities for which a duty to file
                 reports under section 13(a) or 15(d) remains)

         Please  place an X in the box(es) to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

Rule 12g-4(a)(1)(i)      |X|               Rule 12h-3(b)(1)(i)      |_|
Rule 12g-4(a)(1)(ii)     |_|               Rule 12h-3(b)(1)(ii)     |_|
Rule 12g-4(a)(2)(i)      |_|               Rule 12h-3(b)(2)(i)      |_|
Rule 12g-4(a)(2)(ii)     |_|               Rule 12h-3(b)(2)(ii)     |_|
                                           Rule 15d-6               |_|

         Approximate  number of  holders  of record as of the  certification  or
notice date: zero

         Pursuant to the  requirements  of the  Securities  Exchange Act of 1934
(Name   of    registrant    as   specified   in   charter)   has   caused   this
certification/notice  to be  signed  on  its  behalf  by  the  undersigned  duly
authorized person.

Date: January 20, 1998           ZIONS BANCORPORATION, as successor to Vectra 
      ----------------           Banking Corporation


                                 By: /s/ Dale M. Gibbons
                                     ---------------------------------
                                     Dale M. Gibbons
                                     Chief Financial Officer

Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.

SEC 2069 (8-96) 28/7257


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