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Previous: FINANCIAL INSTITUTIONS INC, 10-Q, 2000-11-13 |
Next: FINANCIAL INSTITUTIONS INC, 8-K, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-01-2000
<PERIOD-END> Sep-30-2000
<CASH> 35,267
<INT-BEARING-DEPOSITS> 175
<FED-FUNDS-SOLD> 112
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 253,937
<INVESTMENTS-CARRYING> 81,605
<INVESTMENTS-MARKET> 81,366
<LOANS> 858,442
<ALLOWANCE> 13,180
<TOTAL-ASSETS> 1,261,740
<DEPOSITS> 1,049,870
<SHORT-TERM> 56,746
<LIABILITIES-OTHER> 16,139
<LONG-TERM> 12,520
113
17,758
<COMMON> 0
<OTHER-SE> 108,594
<TOTAL-LIABILITIES-AND-EQUITY> 1,261,740
<INTEREST-LOAN> 57,327
<INTEREST-INVEST> 13,022
<INTEREST-OTHER> 154
<INTEREST-TOTAL> 70,503
<INTEREST-DEPOSIT> 28,276
<INTEREST-EXPENSE> 31,129
<INTEREST-INCOME-NET> 39,374
<LOAN-LOSSES> 3,107
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 22,111
<INCOME-PRETAX> 20,903
<INCOME-PRE-EXTRAORDINARY> 13,408
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 13,408
<EPS-BASIC> 1.12
<EPS-DILUTED> 1.12
<YIELD-ACTUAL> 4.93
<LOANS-NON> 6,699
<LOANS-PAST> 958
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 11,421
<CHARGE-OFFS> 1,624
<RECOVERIES> 276
<ALLOWANCE-CLOSE> 13,180
<ALLOWANCE-DOMESTIC> 11,383
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,797
</TABLE>
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