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<PAGE> 1 SUPPLEMENT DATED JANUARY 1, 1996 TO THE PROSPECTUS DATED MAY 1, 1995 FOR ML NY ASSET I MODIFIED GUARANTEED ANNUITY CONTRACT ISSUED BY ML LIFE INSURANCE COMPANY OF NEW YORK The prospectus indicates the annuity date for an Asset I Contract must be the first day of a calendar month. ML Life Insurance Company of New York currently permits contract owners to select an annuity date that is any day of a calendar month.
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