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Pricing Supplement No. 12 Filing under Rule 424(b)(3)
Dated July 10, 1995 Registration File No. 33-50115
(to Prospectus dated October 4,
1993 and Prospectus Supplement
dated October 12, 1993)
$300,000,000
The St. Paul Companies, Inc.
Medium-Term Notes, Series B
Principal Amount: $5,000,000
Fixed Interest Rate: 6.68%
Stated Maturity: July 13, 2005
Issue Price (as a percentage of
principal amount): 100%
Selling Agent's Commission (%): .625%
Net Proceeds to the Company (%): 99.375%
CUSIP No: 79286LCE0
Settlement Date (original
issue date): July 13, 1995
Selling Agent: Goldman, Sachs & Co.
As of the date of this Pricing Supplement, the
aggregate initial public offering price of the Debt
Securities (as defined in the Prospectus) which has been
sold (including the Notes to which this Pricing Supplement
relates) is $95,300,000.
GOLDMAN, SACHS & CO.
J.P. MORGAN SECURITIES, INC.