ST PAUL COMPANIES INC /MN/
SC 13G, 1996-02-14
FIRE, MARINE & CASUALTY INSURANCE
Previous: ST PAUL COMPANIES INC /MN/, SC 13G, 1996-02-14
Next: ST PAUL COMPANIES INC /MN/, SC 13G/A, 1996-02-14



<PAGE>
                     SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C. 20549

                                SCHEDULE 13G

                 Under the Securities Exchange Act of 1934
                          (Amendment No.      )*
                                         -----

                         Garden Fresh Restaurant Corp.
                     ----------------------------------
                              (Name of Issuer)

                                   Common
                     ----------------------------------
                       (Title of Class of Securities)

                                 365235100
                     ----------------------------------
                              (CUSIP Number)

   Check the  following box if a fee is being paid with this statement /X/.
(A fee is not required only if the filing person:  (1) has a previous
statement on file reporting  beneficial  ownership of more than five percent
of the class of securities  described in Item 1;  and (2)  has  filed no
amendment  subsequent thereto reporting  beneficial ownership of five percent
or less of such class.) (See Rule 13d-7.)

   *The remainder of  this cover  page  shall  be  filled  out  for a
reporting person's  initial  filing on this  form with  respect to the
subject  class of securities,  and for any  subsequent  amendment  containing
 information  which would alter the disclosures provided in a prior page.

   The information  required in the  remainder of this  cover page shall not
be deemed to be "filed"  for the purpose of  Section 18 of the Securities
Exchange Act of 1934  ("Act") or otherwise subject to the liabilities of that
section of the Act but shall be subject to all other  provisions of the Act
(however, see the Notes).



<PAGE>

CUSIP No. 365235100                   13G                 Page  2  of  5  Pages
          ---------                                            ---    ---

- -------------------------------------------------------------------------------
 (1) NAMES OF REPORTING PERSONS.
     S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
     The St. Paul Companies, Inc.
     385 Washington Street
     St. Paul, Minnesota 55102                          IRS #41-0518860
- -------------------------------------------------------------------------------
 (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                             (a)  / /
                                                             (b)  / /
- -------------------------------------------------------------------------------
 (3) SEC USE ONLY

- -------------------------------------------------------------------------------
 (4) CITIZENSHIP OR PLACE OF ORGANIZATION
     Minnesota Corporation
- -------------------------------------------------------------------------------
   NUMBER OF            (5) SOLE VOTING POWER
    SHARES                  None
 BENEFICIALLY          --------------------------------------------------------
   OWNED BY             (6) SHARED VOTING POWER The St. Paul Companies
     EACH                   through its wholly-owned subsidiary, St. Paul
  REPORTING                 Fire and Marine Insurance Company (F&M)
    PERSON                  beneficially owns 445,346 shares of common stock
     WITH                   by virtue of F&M's ownership of 445,346 shares
                            of common stock.
                       --------------------------------------------------------
                        (7) SOLE DISPOSITIVE POWER
                            None
                      ---------------------------------------------------------
                        (8) SHARED DISPOSITIVE POWER
                            445,346 shares (see remark in Item 6)
- -------------------------------------------------------------------------------
 (9) AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
     445,346 shares (see remark in Item 6)
- -------------------------------------------------------------------------------
(10) CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*

- -------------------------------------------------------------------------------
(11) PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
     10.9%
- -------------------------------------------------------------------------------
(12) TYPE OF REPORTING PERSON*
     HC
- -------------------------------------------------------------------------------

<PAGE>


FEE ENCLOSED /X/ OR AMENDMENT NO.
                                 ---

- -------------------------------------------------------------------------------
ITEM 1     (a)  NAME OF ISSUER: Garden Fresh Restaurant Corp.
- -------------------------------------------------------------------------------
           (b)  ADDRESS OF ISSUER'S PRINCIPAL OFFICES:
                17180 Bernardo Center Drive
                San Diego, CO 92128
- -------------------------------------------------------------------------------
ITEM 2     (a)  NAME OF PERSON FILING: The St. Paul Companies, Inc.
                                       (see SCHEDULE A)
- -------------------------------------------------------------------------------
           (b)  ADDRESS OF PRINCIPAL BUSINESS OFFICE:
                385 Washington Street
                St. Paul, MN 55102
- -------------------------------------------------------------------------------
           (c)  CITIZENSHIP: Minnesota corporation
- -------------------------------------------------------------------------------
           (d)  TITLE OF CLASS OF SECURITIES: Common
- -------------------------------------------------------------------------------
           (e)  CUSIP NUMBER: 365235100
- -------------------------------------------------------------------------------
ITEM 3.     This statement is filed pursuant to Rule 13d-1(b).
            (g)   /X/ Parent Holding Company
- -------------------------------------------------------------------------------
ITEM 4.     OWNERSHIP

            (a)  Amount beneficially owned: The St. Paul Companies, Inc.,
                 through its wholly owned subsidiary, St. Paul Fire and
                 Marine Insurance Company (F&M), beneficially owns 445,346
                 shares of common stock by virtue of F&M's ownership of
                 445,346 shares of Common Stock.
            --------------------------------------------------------------------
            (b)  Percent of Class: The shares reported in Item 4(a), above,
                 constitute 10.9% of the outstanding common shares of the
                 Issuer.
            -------------------------------------------------------------------
            (c)  Number of shares as to which such person has:
                 (i)   Sole power to vote or direct the vote: none
                ---------------------------------------------------------------
                 (ii)  Shared power to vote or direct the vote: 445,346 (see
                       remark in Item 4(a) above)
                ---------------------------------------------------------------
                 (iii) Sole power to dispose or direct the disposition: none
                ---------------------------------------------------------------
                 (iv)  Shared power to dispose or direct the disposition:
                       445,346 (see remark in Item 4(a) above)
- -------------------------------------------------------------------------------
ITEM 5.     OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS
            Not Applicable
- -------------------------------------------------------------------------------
ITEM 6.     OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON
            Not Applicable
- -------------------------------------------------------------------------------

<PAGE>

- -------------------------------------------------------------------------------
ITEM 7.     IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
            THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY

            St. Paul Fire and Marine Insurance Company is an Insurance
            Company under Reg. 240.13d-1(b)(1)(ii)(C)
- -------------------------------------------------------------------------------
ITEM 8.     IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP

            Not Applicable
- -------------------------------------------------------------------------------
ITEM 9.     NOTICE OF DISSOLUTION OF GROUP

            Not Applicable
- -------------------------------------------------------------------------------
ITEM 10.    CERTIFICATION

            By signing below I certify  that,  to the best of my  knowledge and
            belief, the  securities  referred to above  were  acquired in the
            ordinary  course  of business and were not acquired for the purpose
            of and do not have the effect of changing or  influencing the
            control of the issuer of such securities and were not acquired in
            connection with or as a participant in any  transaction having
            such purposes or effect.


                                  SIGNATURE

    After  reasonable  inquiry and to the  best of my  knowledge and  belief, I
certify that the  information set forth in this statement is true, complete and
correct.

Date: February 12, 1996



                                    -------------------------------------------
                                    Bruce A. Backberg
                                    Title: Vice President & Corporate Secretary

<PAGE>


                     SECURITIES AND EXCHANGE COMMISSION

                          Washington, D.C. 20549

                               Schedule 13G

                          EXHIBIT A - DISCLAIMER

Information on the attached Schedule 13G is provided solely for the purpose
of complying with Section 13(d) and 13(g) of the Securities Exchange Act of
1934 and Regulation promulgated under the authority thereof and is not
intended as an admission the The St. Paul Companies, Inc. or any of its
subsidiaries, is a beneficial owner of the securities described herein for any
other purpose.



© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission