ST PAUL COMPANIES INC /MN/
S-3/A, EX-23.1, 2000-08-29
FIRE, MARINE & CASUALTY INSURANCE
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                                                                    EXHIBIT 23.1

                        CONSENT OF INDEPENDENT AUDITORS

The Board of Directors
The St. Paul Companies, Inc.:


    We consent to the use of our reports incorporated herein by reference in the
Registration Statement (No. 333-44122) on Form S-3 of the St. Paul Companies,
Inc. and to the reference to our firm under the heading "Experts" in the
prospectus.


                                          /s/ KPMG LLP

Minneapolis, Minnesota
August 29, 2000


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