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SIGNATURE DENNIS J. WESTLEY
TITLE SVP FINANCE/ADMIN.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the
12/31/96 N-SAR and is qualified in its entirety by reference to such N-SAR.
</LEGEND>
<CIK> 0000863886
<NAME> SCOTTISH WIDOWS INTERNATIONAL FUND
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
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<LEGEND>
This schedule contains summary financial information extracted from
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<NAME> SCOTTISH WIDOWS INTERNATIONAL FUND
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