Schedule 13G
Amendment No. 5
Name of Issuer: First Citizens Corporation
Title of Class of Securities: Common Stock, $1 par value
Cusip Number: 319588109
1. Name of Reporting Person: Rollins Financial
Counseling, Inc.
I.R.S. Identification No. of Above Person: 58-
1876689
2. Check the Appropriate Box if a Member of a Group: (b)
No existence of a group
3. SEC USE ONLY
4. Citizenship or Place of Organization: Atlanta,
Georgia /United States of America
5. Sole Voting Power: Inapplicable
6. Shared Voting Power: 74,831 shares
7. Sole Dispositive Power: Inapplicable
8. Shared Dispositive Power: 74,831 shares
9. Aggregate Amount Beneficially Owned by Each
Reporting Person: 74,831 shares
10. Check Box if the Aggregate Amount in
Row (9) Excludes Certain Shares: Inapplicable
11. Percent of Class Represented by Amount
in Row (9): 4.68
12. Type of Reporting Person: IA
Item 1.
(a) Name of Issuer: First Citizens
Corporation
(b) Address of Issuer's Principal Executive Offices: 19
Jefferson Street, Newnan, Georgia 30263
Item 2.
(a) Name of Person Filing: Rollins Financial
Counseling, Inc.
(b) Address of Principal Business Office: 1201
Peachtree Street, Suite 1500
Atlanta, Georgia 30361
(c) Citizenship: United States of
America
(d) Title of Class of Securities: Common
Stock, $1 par value
(e) CUSIP Number: 319588109
Item 3. If this statement is filed pursuant to
Rule 13d-1(b), or 13d-2(b), the person filing is a:
(e) Investment Adviser registered under
Section 203 of the
Investment Advisers Act
Of 1940
Item 4. Ownership
If the percent of the class owned exceeds 5 percent
Inapplicable
Item 5. Ownership of Five Percent or Less of a Class
If this statement is being filed to report the fact that as
of
Date hereof the reporting person has ceased to be the
Beneficial owner of more than five percent of the class
Of securities, check the following box: X
Item 6. Ownership of More than Five Percent on
Behalf of Another Person Inapplicable
Item 7. Identification and Classification of the
Of the Subsidiary which Acquired the Security
Being Reported on By the Parent Holding Company
Inapplicable
Item 8. Identification and Classification of Members
Of the Group Inapplicable
Item 9. Notice of Dissolution of Group
Inapplicable
Item 10. Certification
By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were acquired
in the ordinary course of business and were not acquired for
the purpose of and do not have the effect of changing or
influencing the control of the issuer of such securities and
were not acquired in connection with or as a participant in
any transaction having such purposes or effect.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.
December 2, 1997
Date
Joseph R.
Rollins
Signature
Joseph R. Rollins,
President
Name/Title
