INDEPENDENT AUDITORS' CONSENT
We consent to the use in this initial Registration Statement of Northbrook
Variable Annuity Account II of Northbrook Life Insurance Company on Form N-4 of
our report dated February 25, 2000 relating to the financial statements and the
related financial statement schedule of Northbrook Life Insurance Company, and
our report dated, March 27, 2000 relating to the financial statements of
Northbrook Variable Annuity Account II, appearing in the Statement of Additional
Information (which is incorporated by reference in the Prospectus of Northbrook
Variable Account II of Northbrook Life Insurance Company), which is part of such
Registration Statement, and to the reference to us under the heading "Experts"
in such Statement of Additional Information.
/s/ Deloitte & Touche LLP
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Chicago, Illinois
August 4, 2000
