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SUPPLEMENT DATED OCTOBER 1, 1997 TO
PROSPECTUS DATED MAY 1, 1997 FOR
MULTIPLE PAYMENT VARIABLE LIFE INSURANCE POLICIES
ISSUED BY
NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY
THROUGH ITS
NATIONWIDE VL SEPARATE ACCOUNT-A
This Supplement updates certain information contained in your
Prospectus. Please read it and keep it with your Prospectus for future
reference.
1. Effective November 1, 1997, the "UNDERLYING MUTUAL FUND ANNUAL
EXPENSES" provision of the Prospectus is amended by changing the
Management Fees and Other Expenses of the following Nationwide
Separate Account Trust underlying Mutual Fund options:
<TABLE>
<CAPTION>
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Management Other Expenses Total Mutual
Fees Fund Expenses
- ---------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
Nationwide Separate Account Trust - Capital 0.65% 0.03% 0.68%
Appreciation Fund
- ---------------------------------------------------------------------------------------------------
Nationwide Separate Account Trust - Total Return 0.65% 0.02% 0.67%
Fund
- ---------------------------------------------------------------------------------------------------
Nationwide Separate Account Trust - Government 0.55% 0.02% 0.57%
Bond Fund
- ---------------------------------------------------------------------------------------------------
Nationwide Separate Account Trust - Money Market 0.45% 0.02% 0.47%
Fund
- ---------------------------------------------------------------------------------------------------
</TABLE>