UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934
(Amendment No. [5])*
MONACO FINANCE, INC.
-------------------------------------------------------------------------------
(Name of Issuer)
Class A Common Stock and
8% Cumulative Convertible Preferred Stock, Series 1998-1
--------------------------------------------------------------------------------
(Title of Class of Securities)
Class A Common Stock - 608868-105 and
8% Cumulative Convertible Preferred Stock, Series 1998-1 - None
--------------------------------------------------------------------------------
(CUSIP Number)
Cathryn L. Porter, Chief General Counsel
Pacific USA Holdings Corp.
3200 Southwest Freeway, Suite 1220
Houston, Texas 77027 (713) 871-0111
--------------------------------------------------------------------------------
(Name, Address and Telephone Number of Person Authorized to
Receive Notices and Communications)
December 14, 2000
--------------------------------------------------------------------------------
(Date of Event which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to report
the acquisition which is the subject of this Schedule 13D, and is filing this
schedule because of Rule 13d-1(b)(3) or (4), check the following box. [ ]
Note: Six copies of this statement, including all exhibits, should be filed with
the Commission. See Rule 13d-1(a) for other parties to whom copies are to be
sent.
* The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter
disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
<PAGE>
SCHEDULE 13D
-------------------------------------------------
CLASS A COMMON STOCK CUSIP No. 608868-105
8% CUMULATIVE CONVERTIBLE PREFERRED STOCK, SERIES 1998-1 CUSIP NO. NONE
-------------------------------------------------
1 NAME OF REPORTING PERSON
S.S OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Pacific USA Holdings Corp.
IRS Identification No. 75-2255876
-------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [X] (b) [ ]
-------------------------------------------------
3 SEC USE ONLY
-------------------------------------------------
4 SOURCE OF FUNDS*
WC
-------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) OR 2(e) [ ]
-------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Texas
-------------------------------------------------
7 SOLE VOTING POWER
0
NUMBER OF -------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 1,567,863 shares of Class A Common Stock
OWNED BY
EACH -------------------------------------------------
REPORTING 9 SOLE DISPOSITIVE POWER
PERSON WITH 0
-------------------------------------------------
10 SHARED DISPOSITIVE POWER
1,567,863 shares of Class A Common Stock (See Item 3)
2,347,587 shares of 8% Cumulative Convertible Preferred
Stock, Series 1998-1
-------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
- 1,567,863 shares of Class A Common Stock (See Item 3)
- 2,347,587 shares of 8% Cumulative Convertible Preferred Stock,
Series 1998-1 which are convertible into 939,035 shares of
Class A Common Stock (See Item 3)
-------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES*[ ]
-------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
68.5%
-------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
-------------------------------------------------
-2-
<PAGE>
SCHEDULE 13D
-------------------------------------------------
CLASS A COMMON STOCK CUSIP No. 608868-105
8% CUMULATIVE CONVERTIBLE PREFERRED STOCK, SERIES 1998-1 CUSIP NO. NONE
-------------------------------------------------
1 NAME OF REPORTING PERSON
S.S OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Pacific Electric Wire & Cable Co., Ltd.
IRS Identification No. -- N/A -- Foreign Corporation
-------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [X] (b) [ ]
-------------------------------------------------
3 SEC USE ONLY
-------------------------------------------------
4 SOURCE OF FUNDS*
WC
-------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) OR 2(e) [ ]
-------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Taiwan, Republic of China
-------------------------------------------------
7 SOLE VOTING POWER
0
NUMBER OF -------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 1,567,863 shares of Class A Common Stock
OWNED BY
EACH -------------------------------------------------
REPORTING 9 SOLE DISPOSITIVE POWER
PERSON WITH 0
-------------------------------------------------
10 SHARED DISPOSITIVE POWER
1,567,863 shares of Class A Common Stock (See Item 3)
2,347,587 shares of 8% Cumulative Convertible Preferred
Stock, Series 1998-1
-------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
- 1,567,863 shares of Class A Common Stock (See Item 3)
- 2,347,587 shares of 8% Cumulative Convertible Preferred Stock,
Series 1998-1 which are convertible into 939,035 shares of
Class A Common Stock (See Item 3)
-------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES*[ ]
-------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
68.5%
-------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
-------------------------------------------------
-3-
<PAGE>
SCHEDULE 13D
-------------------------------------------------
CLASS A COMMON STOCK CUSIP No. 608868-105
8% CUMULATIVE CONVERTIBLE PREFERRED STOCK, SERIES 1998-1 CUSIP NO. NONE
-------------------------------------------------
1 NAME OF REPORTING PERSON
S.S OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Consumer Finance Holdings, Inc.
IRS Identification No. 75-2704763
-------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [X] (b) [ ]
-------------------------------------------------
3 SEC USE ONLY
-------------------------------------------------
4 SOURCE OF FUNDS*
WC
-------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) OR 2(e) [ ]
-------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Nevada
-------------------------------------------------
7 SOLE VOTING POWER
0
NUMBER OF -------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 1,567,863 shares of Class A Common Stock
OWNED BY
EACH -------------------------------------------------
REPORTING 9 SOLE DISPOSITIVE POWER
PERSON WITH 0
-------------------------------------------------
10 SHARED DISPOSITIVE POWER
1,567,863 shares of Class A Common Stock (See Item 3)
2,347,587 shares of 8% Cumulative Convertible Preferred
Stock, Series 1998-1
-------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
- 1,567,863 shares of Class A Common Stock (See Item 3)
- 2,347,587 shares of 8% Cumulative Convertible Preferred Stock,
Series 1998-1 which are convertible into 939,035 shares of
Class A Common Stock (See Item 3)
-------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES*[ ]
-------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
68.5%
-------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
-------------------------------------------------
-4-
<PAGE>
SCHEDULE 13D
-------------------------------------------------
CLASS A COMMON STOCK CUSIP No. 608868-105
8% CUMULATIVE CONVERTIBLE PREFERRED STOCK, SERIES 1998-1 CUSIP NO. NONE
-------------------------------------------------
1 NAME OF REPORTING PERSON
S.S OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Pacific Southwest Bank
IRS Identification No. 74-2520389
-------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [X] (b) [ ]
-------------------------------------------------
3 SEC USE ONLY
-------------------------------------------------
4 SOURCE OF FUNDS*
WC
-------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) OR 2(e) [ ]
-------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Texas
-------------------------------------------------
7 SOLE VOTING POWER
0
NUMBER OF -------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 0
OWNED BY
EACH -------------------------------------------------
REPORTING 9 SOLE DISPOSITIVE POWER
PERSON WITH 0
-------------------------------------------------
10 SHARED DISPOSITIVE POWER
0
-------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
- no shares of Class A Common Stock (See Item 3)
- no shares of 8% Cumulative Convertible Preferred Stock,
Series 1998-1
-------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES*[ ]
-------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0%
-------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
-------------------------------------------------
-5-
<PAGE>
SCHEDULE 13D
-------------------------------------------------
CLASS A COMMON STOCK CUSIP No. 608868-105
8% CUMULATIVE CONVERTIBLE PREFERRED STOCK, SERIES 1998-1 CUSIP NO. NONE
-------------------------------------------------
1 NAME OF REPORTING PERSON
S.S OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Pacific Financial Group, Inc.
IRS Identification No. 51-0350769
-------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [X] (b) [ ]
-------------------------------------------------
3 SEC USE ONLY
-------------------------------------------------
4 SOURCE OF FUNDS*
WC
-------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) OR 2(e) [ ]
-------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
-------------------------------------------------
7 SOLE VOTING POWER
0
NUMBER OF -------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 0
OWNED BY
EACH -------------------------------------------------
REPORTING 9 SOLE DISPOSITIVE POWER
PERSON WITH 0
-------------------------------------------------
10 SHARED DISPOSITIVE POWER
0
-------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
- no shares of Class A Common Stock (See Item 3)
- no shares of 8% Cumulative Convertible Preferred Stock,
Series 1998-1
-------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES*[ ]
-------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0%
-------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
-------------------------------------------------
-6-
<PAGE>
SCHEDULE 13D
-------------------------------------------------
CLASS A COMMON STOCK CUSIP No. 608868-105
8% CUMULATIVE CONVERTIBLE PREFERRED STOCK, SERIES 1998-1 CUSIP NO. NONE
-------------------------------------------------
1 NAME OF REPORTING PERSON
S.S OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
First CF Corp.
IRS Identification No. 75-2672933
-------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [X] (b) [ ]
-------------------------------------------------
3 SEC USE ONLY
-------------------------------------------------
4 SOURCE OF FUNDS*
WC
-------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
ITEMS 2(d) OR 2(e) [ ]
-------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Texas
-------------------------------------------------
7 SOLE VOTING POWER
0
NUMBER OF -------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 0
OWNED BY
EACH -------------------------------------------------
REPORTING 9 SOLE DISPOSITIVE POWER
PERSON WITH 0
-------------------------------------------------
10 SHARED DISPOSITIVE POWER
0
-------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
- no shares of Class A Common Stock (See Item 3)
- no shares of 8% Cumulative Convertible Preferred Stock,
Series 1998-1
-------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES*[ ]
-------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0%
-------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
-------------------------------------------------
-7-
<PAGE>
1. Security and Issuer.
This Statement relates to the Class A common stock, $.01 par value ("Class
A Common Stock") and the 8% Cumulative Convertible Preferred Stock, Series
1998-1 ("Preferred Stock"), of Monaco Finance, Inc., a Colorado corporation
("Issuer" or "Monaco"). The Class A Common Stock is registered pursuant to
Section 12(g) of the Securities Exchange Act of 1934, as amended. Each 2.5
shares of Preferred Stock is convertible into one share of Class A Common Stock
at any time. The address of the Issuer's principal executive offices is 8400
Crescent Parkway, Suite 190, Greenwood Village, Colorado, 80111.
2. Identity and Background.
(a) Name: This Statement is being filed by Pacific USA Holdings Corp.,
a Texas corporation ("Pacific"), Pacific Electric Wire & Cable Co., Ltd., a
Taiwanese limited company ("Pacific Electric"), Consumer Finance Holdings, Inc.,
a Nevada corporation ("Consumer"), Pacific Southwest Bank, a federal savings
bank ("PSB"), First CF Corp., a Texas corporation ("First CF"), and Pacific
Financial Group, Inc., a Delaware corporation ("Pacific Financial") and is
intended to amend the prior Schedules 13D filed separately by Pacific, Pacific
Electric, and Consumer on or about May 6, 1997, an Amendment No. 1 to that
Schedule 13D filed jointly by Pacific, Pacific Electric and Consumer, on
December 4, 1997, an Amendment No. 2 to that Schedule 13D filed jointly by
Pacific, Pacific Electric, Consumer, PSB, First CF and Pacific Financial on
March 16, 1998, an Amendment No. 3 to that Schedule 13D filed jointly by
Pacific, Pacific Electric, Consumer, PSB, First CF, and Pacific Financial on
October 8, 1998 and an Amendment No. 4 to that Schedule 13D filed jointly by
Pacific, Pacific Electric, Consumer, PSB, First CF, and Pacific Financial on
January 4, 2000. Pacific, directly and indirectly, is a wholly owned subsidiary
of Pacific Electric. Consumer is a wholly owned subsidiary of Pacific. Pacific
Financial is a wholly owned subsidiary of Pacific. PSB is a wholly owned
subsidiary of Pacific Financial. First CF was a wholly owned subsidiary of PSB
and is currently a wholly owned subsidiary of PSB Liquidating Corp., a Texas
corporation, which is a wholly owned subsidiary of Pacific Financial. On
November 8, 2000, 100% of the stock of First CF was dividended to Pacific
Financial, which dividended the stock to Pacific USA, which contributed the
stock to Consumer. The executive officers and directors of Pacific, Pacific
Electric, Consumer, PSB, First CF and Pacific Financial (hereinafter
collectively referred to as "Reporting Person") are set forth in Item 2(c) of
this Statement. The filing of this Statement shall not be construed as an
admission that Reporting Person, or any executive officers or directors is, for
the purposes of Section 13(d) or 13(g) of the Securities Exchange Act of 1934,
as amended (the "Exchange Act"), the beneficial owner of any securities covered
by this Statement or that this schedule is required to be filed by such persons.
(b) Business Address: The business address of Pacific, Consumer, PSB,
First CF and Pacific Financial is 2740 N. Dallas Parkway, Suite 200, Plano,
Texas 75093. The business address of Pacific Electric is 4th Fl., 285 Chung
Hsiao East Road, Section 4, Taipei, Taiwan, Republic of China. The business
address of Reporting Person's respective executive officers and directors are
set forth in Item 2(c).
(c) Present Principal Occupation or Employment: Pacific is a
diversified holding company engaged in the financial services, real estate and
technology industries. Pacific Electric is a general business conglomerate
founded on the electric cable and wire industry, engaged in manufacturing,
telecommunications and technology. Consumer is a holding company engaged in
consumer finance. PSB is a federal savings bank. First CF is a financial
services holding company. Pacific Financial is a federal savings bank holding
company. The present principal occupation or employment of Pacific Electric's,
Pacific's, Consumer's, PSB's, First CF's and Pacific Financial's respective
executive officers and directors and the name and address of any corporation or
other organizations in which such employment is conducted is as follows:
-8-
<PAGE>
<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------------------------------
BOARD OF DIRECTORS OF PACIFIC ELECTRIC
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
Tung Yu-jeh c/o Pacific USA Holdings Corp. Honorary Chairman and Taiwan, ROC
2740 N. Dallas Parkway, Suite 200 Executive Director
Plano, Texas 75093 Pacific Electric Wire & Cable Co.,
Ltd.
-------------------------------------------------------------------------------------------------------------------
Lee Yu-tien Pacific Electric Wire & Cable Co., Ltd., Vice Board Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Sun Chen Shu-chuan Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Cheng I-chou Pacific Electric Wire & Cable Co., Ltd., Executive Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Chiao Ting-piao Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Sun Tao-tsun Pacific Electric Wire & Cable Co., Ltd., Executive Director and Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Lee Chao-chun Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Lee Pon-yean Pacific Electric Wire & Cable Co., Ltd., Vice President Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Liu Wei-kang Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Tung Ching-yun c/o Pacific USA Holdings Corp. President Taiwan, ROC
2740 N. Dallas Parkway, Suite 200 Pacific Electric Wire & Cable Co.,
Plano, Texas 75093 Ltd.
-------------------------------------------------------------------------------------------------------------------
Lee Ta-jen Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
-9-
<PAGE>
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Chiao Yu-chi Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Sun Tao-chi Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Lee Ta-cheng Pacific Electric Wire & Cable Co., Ltd., Vice Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Cheng Chao-chun Pacific Electric Wire & Cable Co., Ltd., Vice President Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Sun Tao-heng Pacific Electric Wire & Cable Co., Ltd., Vice President Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Yuan Pei-yu Pacific Electric Wire & Cable Co., Ltd., Yuan Investment Co. Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Representative
Section 4
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Satoshi Otohata Pacific Electric Wire & Cable Co., Ltd., Sumitomo Electric Ind., Ltd.: c/o Japan
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd., 4th Fl., 285, Chung Hsiao East
Taipei, Taiwan, Republic of China Road, Section 4
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Kuo Chih-Wei United Electronics Industry Co., Ltd., 4th President Taiwan, ROC
Fl., 285, Chung Hsiao East Road, United Electronics Industry Co.,
Section 4, Taipei, Taiwan, Republic of Ltd.
China
-------------------------------------------------------------------------------------------------------------------
Chang-Min-chiang Pacific Electric Wire & Cable Co., Ltd., Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Construction Co.
Section 4
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Tony Yuan Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Tung Hsiu-chun Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
-10-
<PAGE>
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Tsai Ming-chun Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Tung Wang Pacific Electric Wire & Cable Co., Ltd., Director Taiwan, ROC
Wen-chuen 4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------
EXECUTIVE OFFICERS OF PACIFIC ELECTRIC
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Tung Yu-jeh Pacific Electric Wire & Cable Co., Ltd., Honorary Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Sun Tao-tsun Pacific Electric Wire & Cable Co., Ltd., Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Sun Tao-heng Pacific Electric Wire & Cable Co., Ltd., Vice President Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Lee Pon-yean Pacific Electric Wire & Cable Co., Ltd., Vice President Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Lee Ta-cheng Pacific Electric Wire & Cable Co., Ltd., Vice President Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Cheng Chao-chun Pacific Electric Wire & Cable Co., Ltd., Vice President Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Tung Ching-yun c/o Pacific USA Holdings Corp. President Taiwan, ROC
2740 N. Dallas Parkway, Suite 200 Pacific Electric Wire & Cable Co.,
Plano, Texas 75093 Ltd., and
Vice President
Pacific USA Holdings Corp.
-------------------------------------------------------------------------------------------------------------------
-11-
<PAGE>
-------------------------------------------------------------------------------------------------------------------
BOARD OF DIRECTORS OF PACIFIC
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Tung Yu-jeh Pacific Electric Wire & Cable Co., Ltd. Honorary Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Sun Tao-tsun Pacific Electric Wire & Cable Co., Ltd. Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Lee Pon-yean Pacific Electric Wire & Cable Co., Ltd. Vice President Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire & Cable Co.,
Section 4 Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Tung Ching-yun c/o Pacific USA Holdings Corp. President Taiwan, ROC
2740 N. Dallas Parkway, Suite 200 Pacific Wire & Cable Co., Ltd.,
Plano, Texas 75093 and Vice President
Pacific USA Holdings Corp.
-------------------------------------------------------------------------------------------------------------------
Larry D. Horner c/o Pacific USA Holdings Corp. Chief Executive Officer United States
2740 N. Dallas Parkway, Suite 200 PUSA Investment Company
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
Bill C. Bradley c/o Pacific USA Holdings Corp. Chief Executive Officer United States
2740 N. Dallas Parkway, Suite 200 Pacific USA Holdings Corp.
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------
EXECUTIVE OFFICERS OF PACIFIC
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Larry D. Horner c/o Pacific USA Holdings Corp. Chairman of the Board of Pacific United States
2740 N. Dallas Parkway, Suite 200 USA Holdings Corp., Chief
Plano, Texas 75093 Executive Officer of PUSA
Investment Company
-------------------------------------------------------------------------------------------------------------------
Bill C. Bradley c/o Pacific USA Holdings Corp. Chief Executive Officer United States
2740 N. Dallas Parkway, Suite 200 Pacific USA Holdings Corp.
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
Michael K. McCraw c/o Pacific USA Holdings Corp. Chief Financial Officer United States
2740 N. Dallas Parkway, Suite 200 Pacific USA Holdings Corp.
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
Cathryn L. Porter c/o Pacific USA Holdings Corp. Chief General Counsel United States
3200 Southwest Freeway Pacific USA Holdings Corp.
Suite 1220
Houston, Texas 77027
-------------------------------------------------------------------------------------------------------------------
-12-
<PAGE>
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Kristie A. Lipes c/o Pacific USA Holdings Corp. Chief Administrative Officer United States
2740 N. Dallas Parkway, Suite 200 Pacific USA Holdings Corp.
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
John A. Archer c/o Pacific USA Holdings Corp. Chief Accounting Officer and United States
2740 N. Dallas Parkway, Suite 200 Treasurer
Plano, Texas 75093 Pacific USA Holdings Corp.
-------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------
BOARD OF DIRECTORS OF CONSUMER
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Bill C. Bradley c/o Pacific USA Holdings Corp. Chief Executive Officer United States
2740 N. Dallas Parkway, Suite 200 Pacific USA Holdings Corp.
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------
EXECUTIVE OFFICERS OF CONSUMER
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Michael K. McCraw c/o Pacific USA Holdings Corp. President and Chief Financial United States
2740 N. Dallas Parkway, Suite 200 Officer of Pacific USA Holdings
Plano, Texas 75093 Corp.
-------------------------------------------------------------------------------------------------------------------
Bill C. Bradley c/o Pacific USA Holdings Corp. Chief Executive Officer of Pacific United States
2740 N. Dallas Parkway, Suite 200 USA Holdings Corp.
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
-13-
<PAGE>
BOARD OF DIRECTORS OF PSB
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Tung Yu-jeh Pacific Electric Wire & Cable Co., Ltd. Honorary Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire &
Section 4 Cable Co., Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Sun Tao-tsun Pacific Electric Wire & Cable Co., Ltd. Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao East Road, Pacific Electric Wire &
Section 4 Cable Co., Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Lee Pon-yean Pacific Electric Wire & Vice President Taiwan, ROC
Cable Co., Ltd. Pacific Electric Wire &
4th Fl., 285, Chung Hsiao Cable Co., Ltd.
East Road, Section 4
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Larry D. Horner c/o Pacific USA Holdings Chief Executive Officer United States
Corp. PUSA Investment Company
2740 N. Dallas Parkway, Suite 200
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
Bill C. Bradley c/o Pacific USA Holdings Chief Executive Officer United States
Corp. Pacific USA Holdings
2740 N. Dallas Parkway, Suite 200 Corp.
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
Bobby L. c/o Pacific USA Holdings President, EVP & Chief United States
Hashaway Corp. Financial Officer
2740 N. Dallas Parkway, Suite 200 Pacific Southwest Bank
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
Lam Chun-hung, c/o Southern Methodist Chairman, Finance Dept. United States
PhD University
Edwin Cox School of Business
6212 Bishop, Crow Building, #394
Dallas, Texas 75275
-------------------------------------------------------------------------------------------------------------------
J. Ewing c/o Ward Howell Consultant United States
Walker, Jr. International
1000 Louisiana #3150
Houston, Texas 77002
-------------------------------------------------------------------------------------------------------------------
William P. c/o Lockhart Motor Company Owner, Automobile Dealership United States
Clark, Jr. 303 W. San Antonio
Lockhart, Texas 78644
-------------------------------------------------------------------------------------------------------------------
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<PAGE>
-------------------------------------------------------------------------------------------------------------------
EXECUTIVE OFFICERS OF PSB
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Bobby L. c/o Pacific USA Holdings President, EVP & Chief United States
Hashaway Corp. Financial Officer
2740 N. Dallas Parkway, Suite 200 Pacific Southwest Bank
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
Jack Wright Pacific Southwest Bank Executive Vice United States
800 No. Shoreline Blvd., President
#200 So. Pacific Southwest Bank
Corpus Christi, Texas 78401
-------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------
BOARD OF DIRECTORS OF FIRST CF
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Bobby L. c/o Pacific USA Holdings Corp. President, EVP & Chief United States
Hashaway 2740 N. Dallas Parkway, Suite 200 Financial Officer
Plano, Texas 75093 Pacific Southwest Bank
-------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------
EXECUTIVE OFFICERS OF FIRST CF
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Bobby L. c/o Pacific USA Holdings Corp. President, EVP & Chief United States
Hashaway 2740 N. Dallas Parkway, Suite 200 Financial Officer
Plano, Texas 75093 Pacific Southwest Bank
-------------------------------------------------------------------------------------------------------------------
-15-
<PAGE>
-------------------------------------------------------------------------------------------------------------------
BOARD OF DIRECTORS OF PACIFIC FINANCIAL
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Tung Ching-yun c/o Pacific USA Holdings Corp. President Taiwan, ROC
2740 N. Dallas Parkway, Suite 200 Pacific Wire & Cable Co., Ltd.,
Plano, Texas 75093 and Vice President
Pacific USA Holdings Corp.
-------------------------------------------------------------------------------------------------------------------
Sun Tao-tsun Pacific Electric Wire & Cable Co., Ltd. Chairman Taiwan, ROC
4th Fl., 285, Chung Hsiao Pacific Electric Wire &
East Road, Section 4 Cable Co., Ltd.
Taipei, Taiwan, Republic of China
-------------------------------------------------------------------------------------------------------------------
Larry D. Horner c/o Pacific USA Holdings Corp. Chief Executive Officer United States
2740 N. Dallas Parkway, Suite 200 PUSA Investment Company
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
Bill C. Bradley c/o Pacific USA Holdings Corp. Chief Executive Officer United States
2740 N. Dallas Parkway, Suite 200 Pacific USA Holdings Corp.
Plano, Texas 75093
-------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------
EXECUTIVE OFFICERS OF PACIFIC FINANCIAL
-------------------------------------------------------------------------------------------------------------------
NAME PRESENT PRINCIPAL OCCUPATION CITIZENSHIP
---- BUSINESS ADDRESS ---------- -----------
----------------
-------------------------------------------------------------------------------------------------------------------
Michael K. c/o Pacific USA Holdings Corp. President and Chief United States
McCraw 2740 N. Dallas Parkway, Suite 200 Financial Officer of
Plano, Texas 75093 Pacific USA Holdings Corp.
-------------------------------------------------------------------------------------------------------------------
John A. Archer c/o Pacific USA Holdings Chief Accounting United States
Corp. Officer and
2740 N. Dallas Parkway, Suite 200 Treasurer of Pacific
Plano, Texas 75093 USA Holdings Corp.
-------------------------------------------------------------------------------------------------------------------
</TABLE>
(d) Criminal Convictions: During the last five years, neither
Reporting Person nor any of the respective executive officers or directors has
been convicted in a criminal proceeding, excluding traffic violations and
similar misdemeanors.
(e) Court or Administrative Proceedings: During the last five years,
neither Reporting Person nor any of the respective executive officers or
directors has been a party to a civil proceeding of a judicial or administrative
body of competent jurisdiction as a result of which any of them were or are
subject to a judgment, decree or final order enjoining future violations of, or
prohibiting or mandating activities subject to, federal or state securities laws
or finding any violation with respect to such laws.
(f) Citizenship: Pacific is a Texas corporation. Pacific Electric is
incorporated as a Taiwanese limited company. Consumer is a Nevada corporation.
PSB is a federal savings bank located in Texas. First CF is a Texas
corporation. Pacific Financial is a Delaware corporation. The citizenship of
each director and executive officer of Pacific, Pacific Electric and Consumer is
set forth in Item 2(c) of this Statement.
-16-
<PAGE>
3. Source and Amount of Funds and Other Consideration:
By letters dated December 4, 2000, Morris Ginsburg ("Ginsburg") exercised
his option to "put" to Consumer 58,000 shares of Class B Common Stock of Monaco
for the consideration of $1,160,000 and the Sandler Family Partners, Ltd.
("Sandler") exercised its option to "put" to Consumer 25,000 shares of Class B
Common Stock of Monaco for the consideration of $500,000, for an aggregate of
83,000 shares of Class B Common Stock of Monaco in consideration of $1,660,000,
pursuant to the terms of the Option Agreement effective as of December 4, 1997
made and entered into by and among Consumer, Ginsburg and Sandler (the "Option
Agreement"). Consumer subsequently converted the shares of Class B Common Stock
into shares of Class A Common Stock. The source of funds for this transaction,
which were paid on December 14, 2000 was working capital of Consumer which had
previously been deposited into an escrow account established pursuant to the
Option Agreement.
4. Purpose of Transaction.
The purpose of the transaction for which the Statement is being prepared is
to acquire the Class B Common Stock required to be purchased by Consumer
pursuant to the "put" options exercised by Sandler and Ginsburg pursuant to the
Option Agreement.
Except as described below or reported on a previous Schedule 13D or an
amendment thereto, Reporting Person has no present plans or intentions to effect
any of the following:
(a) the acquisition by any person of additional securities of the
Issuer, or the disposition of securities of the Issuer;
(b) an extraordinary corporate transaction, such as a merger,
reorganization or liquidation, involving the Issuer or any of its subsidiaries;
(c) a sale or transfer of a material amount of assets of the Issuer or
any of its subsidiaries;
(d) any change in the present board of directors or management of the
Issuer, including any plans or proposals to change the number or term of the
directors or to fill any existing vacancies of the board;
(e) any material change in the present capitalization or dividend
policy of the Issuer;
(f) any other material change in the Issuer's business or corporate
structure;
(g) changes in the Issuer's charter, bylaws or instruments
corresponding thereto or other actions which may impede the acquisition of
control of the Issuer by any person;
(h) causing a class of securities of the Issuer to be delisted from a
national securities exchange or to cease to be authorized to be quoted in an
inter-dealer quotation system of a registered national securities association;
(i) a class of eligible equity securities of the issuer becoming
eligible for termination of registration pursuant to Section 12(g)(4) of the
Act; or
(j) any action similar to those enumerated above.
5. Interest in Securities of the Issuer.
(a) Reporting Person has beneficial ownership of 1,567,863 shares of
Monaco Class A Common Stock and 2,347,587 shares of the Preferred Stock (see
discussion below). The percentage of Monaco Class A Common Stock beneficially
owned by Reporting Person is 68.5%. The percentage of Preferred Stock
beneficially owned by Reporting Person is 100%. The Reporting Person entered
into an Amended and Restated Asset Purchase Agreement (the "Purchase Agreement")
dated as of January 8, 1998, with the Issuer providing for, among other things,
the purchase by the Company of sub-prime automobile loans having an unpaid
principal balance of approximately $81,115,233 for a purchase price of
-17-
<PAGE>
$77,870,623 of which $73,003,709 was paid in cash. The balance of the purchase
price, $4,866,914, was paid by the issuance of 2,433,457 shares of Preferred
Stock. As of the date hereof and pursuant to the Purchase Agreement, the
Reporting Person has repurchased delinquent loans sold to the Issuer for the
Issuer's cost of $2.6 million, and pursuant to the Purchase Agreement, the
Reporting Person has surrendered 85,870 shares of Preferred Stock to the Issuer
for cancellation. Each 2.5 shares of Preferred Stock is convertible at any
time into one share of Class A Common Stock or an aggregate of up to 939,035
shares of Class A Common Stock. A 1-for-5 reverse split of all common shares
outstanding occurred November 23,1998. All related amounts and disclosures in
this Amendment No. 5 have been adjusted to reflect this reverse stock split.
(b) Reporting Person has full voting power with respect to the shares
of the Class A Common Stock beneficially owned by it and has shared dispositive
power with respect to the shares of Class A Common Stock beneficially owned by
it. The Preferred Stock held by Reporting Person does not have any voting
rights prior to conversion.
(c) Except as described above or in the Schedule 13D or an amendment
thereto, neither Reporting Person nor any person named in Section 2(c) hereto
beneficially owns any shares of Common Stock of Monaco or has effected any
transaction in shares of Common Stock of Monaco during the sixty (60) days
preceding the date of this Statement.
(d) No person other than Reporting Person is known to Reporting Person
to have the right to receive or the power to direct the receipt of dividends
from, or the proceeds from the sale of, the shares of Class A Common Stock
beneficially owned by them.
(e) On November 8, 2000, First CF dividended all of its shares of Class
A Common Stock to Pacific Financial, which dividended the Class A Common Stock
to Pacific USA, which contributed the Class A Common Stock to Consumer. As a
result of these dividends and contribution, First CF, PSB and Pacific Financial
are no longer beneficial owners of any class of securities of Issuer and will no
longer be Reporting Persons unless one later becomes a beneficial holder of more
than 5% of a class of securities of Issuer.
6. Contracts, Arrangements, Understandings or Relationships with Respect to
Securities of the Issuer.
Other than as indicated elsewhere in this Statement or in the Schedule 13D
or the amendments thereto, to the best knowledge of Reporting Person, neither
Reporting Person nor any of the persons named in Section 2(c) hereto is a party
to any contract, arrangement, understanding, or relationship (legal or
otherwise) with any person with respect to any securities of the Issuer,
including but not limited to, the transfer or voting of any of the Issuer's
securities, finder's fees, joint ventures, loan or option arrangements, puts or
calls, guarantees of profits, division of profits or loss, or the giving or
withholding of proxies, except as follows:
See Item 3.
7. Material to be Filed as Exhibits.
Exhibit 99.01: Joint Filing Agreement
-18-
<PAGE>
Signatures
After reasonable inquiry and to the best of each of the undersigned's knowledge
and belief, the undersigned certify that the information set forth in this
statement is true, complete and correct.
Date: December 22, 2000 Pacific USA Holdings Corp.
By: /s/ Bill C. Bradley
--------------------------------
Bill C. Bradley
Chief Executive Officer
Pacific Electric Wire & Cable Co., Ltd.
By: /s/ Tung Ching-yun
--------------------------------
Tung Ching-yun
President
Consumer Finance Holdings, Inc.
By: /s/ Bill C, Bradley
--------------------------------
Bill C. Bradley
Chief Executive Officer
Pacific Southwest Bank
By: /s/ Bobby L. Hashaway
--------------------------------
Bobby L. Hashaway
Chief Financial Officer
First CF Corp.
By: /s/ Bobby L. Hashaway
--------------------------------
Bobby L. Hashaway
Chief Executive Officer
Pacific Financial Group, Inc.
By: /s/ Michael K. McCraw
--------------------------------
Michael K. McCraw
President
-19-
<PAGE>
EXHIBIT 99.01
AGREEMENT OF JOINT FILING
Pursuant to Rule 13d-1(f) promulgated under the Securities Exchange Act
of 1934, as amended, the undersigned persons hereby agree to file with the
Securities and Exchange Commission, the Statement on Schedule 13D (the
"Statement") to which this Agreement is attached as an exhibit, and agree that
such Statement, as so filed, is filed on behalf of each of them.
This Agreement may be executed in counterparts, each of which when so
executed shall be deemed to be an original, and all of which together shall be
deemed to constitute one and the same instrument.
IN WITNESS WHEREOF, the undersigned have executed this Agreement.
Date: December 22, 2000
Pacific USA Holdings Corp. Pacific Southwest Bank
By: /s/ Bill C. Bradley By: /s/ Bobby L. Hashaway
---------------------------------- -------------------------------
Bill C. Bradley Bobby L. Hashaway
Chief Executive Officer Chief Financial Officer
Pacific Electric Wire & Cable Co., Ltd. First CF Corp.
By: /s/ Tung Ching-yun By: /s/ Bobby L. Hashaway
---------------------------------- -------------------------------
Tung Ching-yun Bobby L. Hashaway
President Chief Executive Officer
Consumer Finance Holdings, Inc. Pacific Financial Group, Inc.
By: /s/ Bill C, Bradley By: /s/ Michael K. McCraw
---------------------------------- -------------------------------
Bill C. Bradley Michael K. McCraw
Chief Executive Officer President
-20-
<PAGE>
